Abstract: A system, method and computer program product provide the sponsor of a retirement plan with an objective measure of the overall performance of the retirement plan. By determining the values of certain well-defined parameters, illustrated embodiments provide the sponsor with a detailed view of the operation of the retirement plan, including levels of participation, levels of contributions being made, projected levels of income replacement once the participants eventually retire, etc. There are also determined, from these values, additional parameter values that provide the sponsor with a compact, yet rigorous, overall view of whether the retirement plan is performing in a manner consistent with meeting the goals of the retirement plan.