Abstract: A method and apparatus for providing authentication of a computing device with a communications service. A subscriber identity module image is transmitted to the device and stored in a general memory of the device and soft SIM data. A secure module on the device permits access to the soft SIM data. The Soft SIM data is registered with the service provider in association with a unique identification of the device. The soft SIM data has a one to one relationship with the device. A device can have many instances of soft SIM data.

Abstract: A method and apparatus for providing authentication of a computing device with a communications service. A subscriber identity module image is transmitted to the device and stored in a general memory of the device and soft SIM data. A secure module on the device permits access to the soft SIM data. The Soft SIM data is registered with the service provider in association with a unique identification of the device. The soft SIM data has a one to one relationship with the device. A device can have many instances of soft SIM data.

Abstract: Computer-implemented systems, methods, and computer-readable media for financial transfers from a mobile device, comprising: receiving a mobile device identifier, a unique user identifier, a merchant identifier, and an amount from a mobile device; determining whether the transaction is authorized based on the mobile device identifier and the unique user identifier; transmitting an authorization failure message to at least one of the mobile device and a merchant device associated with the merchant identifier if it is determined that the transaction is not authorized; and transmitting to a payment gateway an account identifier associated with the unique user identifier and mobile device identifier, the merchant identifier, and the amount if it is determined that the transaction is authorized.