Abstract: The present disclosure provides a payment card comprising two discrete or more payment accounts associated with primary account numbers (PANs). Each PAN comprises a magnetic strip, EMV chip, CCV, and contactless payment circuit. The contactless payment circuits wirelessly transmit PAN information to a point-of-sale (POS) terminal enabling an end-user engage in a payment transaction with a merchant. The payment card further comprises two switches, a first switch on a first side of the payment card associated with a first contactless payment circuit and a second switch on a second side of the payment card associated with a second contactless payment circuit. The first switch and second switch are configured to detect a user input by an end-user and dynamically activate the first contactless payment circuit associated with the first PAN or the second contactless payment circuit associated with the second PAN.