Abstract: A secure multiple application card system and process is provided having secure loading and deleting capability by use of a Certification Authority and Personalization Bureau. The certification authority maintains the security of the system by requiring IC cards to be injected with its public key and a card identifier for uniquely identifying each card, by providing a personalization data block for each card, and by signing with its private key all applications to be loaded or deleted from the IC card.

Abstract: A multi-application IC card which processes two or more applications using an Application Abstract Machine architecture. The AAM architecture only allows one application to be executed at a time and allows for shared processing by performing a delegation function to a second application. A data space for each application is allocated when the application is selected to be executed. The data space includes a volatile and non-volatile region. The delegation function temporarily interrupts the execution of the first application, saves the temporary data of the first application, shares any data needed with the second application and the second application is executed until the delegated task is competed. The first application then retrieves the saved data and completes its execution. A delegator stack is used to keep track of the delegator's identity when multiple delegations occur. The AAM model allows for a high level of security while transferring data between applications.