Patents by Inventor Anthony Haituyen Nguyen
Anthony Haituyen Nguyen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11275842Abstract: A method for evaluating security of third-party application is disclosed. The method includes: receiving, from a first application, a request to obtain first account data for a user account associated with a protected data resource; generating fake data for at least a portion of the requested first account data; providing, to the first application, a first data set in response to the request, the first data set including at least the generated fake data; monitoring use of the first data set by the first application; detecting a trigger condition indicating misuse of account data based on monitoring use of the first data set by the first application; in response to detecting the trigger condition, generating a notification identifying the misuse of account data; and transmitting the notification to a computing device associated with an application user.Type: GrantFiled: September 20, 2019Date of Patent: March 15, 2022Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, David Samuel Tax, Gregory Albert Kliewer, Anthony Haituyen Nguyen, Sairam Srinivasa Poguluru, Shishir Dattatraya Bhat
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Patent number: 11270021Abstract: In an aspect, the present application may describe a method including: receiving, from a remote computing device and at a server, an indication of consent for an authenticated entity to share data with a third party server; in response to receiving the indication of consent, issuing an access token to the third party server, the access token for accessing data associated with the authenticated entity; monitoring a risk parameter associated with one or both of the third party server and the authenticated entity to detect a change in the risk parameter; determining, based on input received from the authenticated entity, that data sharing with the third party server is to be modified based on the change in risk parameter; and modifying the sharing of data for the authenticated entity with the third party server by revoking the access token or modifying an access permission associated with the access token.Type: GrantFiled: June 5, 2019Date of Patent: March 8, 2022Assignee: THE TORONTO-DOMINION BANKInventors: Milos Dunjic, Anthony Haituyen Nguyen, Gregory Albert Kliewer, David Samuel Tax, Sairam Srinivasa Poguluru, Shishir Dattatraya Bhat
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Publication number: 20220020030Abstract: The disclosure generally describes computer-implemented methods, software, and systems, including a method for placing a card into an alert state. An alert detection indication is received during an attempted data exchange using a permanent account number (PAN) associated with a card. The alert detection indication is received by an electronic controller embedded in the card and is received through an interface. The alert detection indication indicates that the PAN has an alert state identified for the PAN by an entity that issued the card. An operational mode of the card is modified into the alert state by the electronic controller and is based on receipt of the alert detection indication. An electronic display indicating that the card is in the alert state is displayed by the electronic controller.Type: ApplicationFiled: September 29, 2021Publication date: January 20, 2022Inventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Het Anand Patel, Casey Lyn Doyle, Yubing Liu, Anthony Haituyen Nguyen, David Samuel Tax, Arun Victor Jagga, John Jong-Suk Lee
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Publication number: 20210406895Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, generate and provision digital tokens based on dynamically obtained contextual data. For example, an apparatus may receive first information that characterizes an exchange of data initiated by a first application program executed by the apparatus, and may generate and transmit a signal to a computing system through a programmatic interface associated with a second application program executed by the apparatus. In some instances, the first signal may include the first information and data that instructs the computing system to obtain a digital token representative of a data type available for use in the data exchange. The apparatus may also receive a second signal that includes the digital token and based on the digital token, perform operations that present second information characterizing the available data type on an interface.Type: ApplicationFiled: September 7, 2021Publication date: December 30, 2021Inventors: Milos DUNJIC, Arthur Carroll CHOW, Anthony Haituyen NGUYEN, Casey Lyn DOYLE, Yubing LIU, Het Anand PATEL, Stephen John McCANN, Perry Aaron Jones HALDENBY, David TAX, John Jong-Suk LEE, Arun Victor JAGGA
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Publication number: 20210383019Abstract: In an aspect, the present application may describe a method. The method may include: receiving, from a remote computing device, a first indication of consent for an authenticated entity to share data with a first third party server, the first indication of consent associated with a first sharing permission defining a first sharing scope; in response to receiving the first indication of consent: configuring a server to share data for the authenticated entity with the first third party server based on the sharing permission; identifying a first safety score, the first safety score associated with the first third party server; and updating a risk score for the authenticated entity based on the first safety score and the first sharing permission; and sending the updated risk score for the authenticated entity to the remote computing device for display thereon.Type: ApplicationFiled: August 24, 2021Publication date: December 9, 2021Applicant: The Toronto-Dominion BankInventors: Milos DUNJIC, Anthony Haituyen NGUYEN, Gregory Albert KLIEWER, David Samuel TAX, Sairam Srinivasa POGULURU, Shishir Dattatraya BHAT
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Publication number: 20210359989Abstract: A computer-implemented method is disclosed. The method includes: receiving, via a communication interface from a client application executing on a first device, a first signal including a request to obtain an access token for accessing a protected resource, the request including a public key associated with an end user; validating the request to obtain the access token; and in response to validating the request: encrypting an authorization code associated with the request using the public key to generate a first code; and transmitting, via the communication interface to the client application on the first device, a second signal including both the access token for accessing the protected resource and the first code.Type: ApplicationFiled: July 28, 2021Publication date: November 18, 2021Applicant: The Toronto-Dominion BankInventors: Milos DUNJIC, Anthony Haituyen NGUYEN, Yubing LIU, Arthur Carroll CHOW, Casey Lyn DOYLE, Richard John Frederick THAKE, Mengfei WANG, Aaron Ashish HUDALI, Gregory Albert KLIEWER, Martin Albert LOZON, Yusbel Garcia DIAZ, Gareth DALY, Masashi KOBAYASHI, Randall John BAST
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Publication number: 20210344683Abstract: A server comprises a communications module; a processor coupled to the communications module; and a memory coupled to the processor, the memory storing processor-executable instructions which, when executed, configure the processor to receive, via the communications module and from a remote computing device, user input indicating a response to one or more prompts; generate an aspirational profile for a user based at least on the received user input; receive, via the communications module and from a monitoring application installed on the remote computing device, monitoring data; generate a behavior profile for the user based at least on the monitoring data; and when the behavior profile is misaligned with the aspirational profile, send, via the communications module and to the remote computing device, a notification indicating that the behavior profile is misaligned with the aspirational profile.Type: ApplicationFiled: July 12, 2021Publication date: November 4, 2021Applicant: The Toronto-Dominion BankInventors: Milos DUNJIC, Anthony Haituyen NGUYEN, David Samuel TAX
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Patent number: 11157908Abstract: The disclosure generally describes computer-implemented methods, software, and systems, including a method for placing a card into an alert state. An alert detection indication is received during an attempted data exchange using a permanent account number (PAN) associated with a card. The alert detection indication is received by an electronic controller embedded in the card and is received through an interface. The alert detection indication indicates that the PAN has an alert state identified for the PAN by an entity that issued the card. An operational mode of the card is modified into the alert state by the electronic controller and is based on receipt of the alert detection indication. An electronic display indicating that the card is in the alert state is displayed by the electronic controller.Type: GrantFiled: July 14, 2017Date of Patent: October 26, 2021Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Het Anand Patel, Casey Lyn Doyle, Yubing Liu, Anthony Haituyen Nguyen, David Samuel Tax, Arun Victor Jagga, John Jong-Suk Lee
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Patent number: 11144921Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, generate and provision digital tokens based on dynamically obtained contextual data. For example, an apparatus may receive first information that characterizes an exchange of data initiated by a first application program executed by the apparatus, and may generate and transmit a signal to a computing system through a programmatic interface associated with a second application program executed by the apparatus. In some instances, the first signal may include the first information and data that instructs the computing system to obtain a digital token representative of a data type available for use in the data exchange. The apparatus may also receive a second signal that includes the digital token and based on the digital token, perform operations that present second information characterizing the available data type on an interface.Type: GrantFiled: April 5, 2018Date of Patent: October 12, 2021Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, Arthur Carroll Chow, Anthony Haituyen Nguyen, Casey Lyn Doyle, Yubing Liu, Het Anand Patel, Stephen John McCann, Perry Aaron Jones Haldenby, David Tax, John Jong-Suk Lee, Arun Victor Jagga
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Patent number: 11126746Abstract: In an aspect, the present application may describe a method. The method may include: receiving, from a remote computing device, a first indication of consent for an authenticated entity to share data with a first third party server, the first indication of consent associated with a first sharing permission defining a first sharing scope; in response to receiving the first indication of consent: configuring a server to share data for the authenticated entity with the first third party server based on the sharing permission; identifying a first safety score, the first safety score associated with the first third party server; and updating a risk score for the authenticated entity based on the first safety score and the first sharing permission; and sending the updated risk score for the authenticated entity to the remote computing device for display thereon.Type: GrantFiled: March 28, 2019Date of Patent: September 21, 2021Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, Anthony Haituyen Nguyen, Gregory Albert Kliewer, David Samuel Tax, Sairam Srinivasa Poguluru, Shishir Dattatraya Bhat
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Patent number: 11108762Abstract: A method for regulating access to a protected resource is disclosed. The method includes: receiving, via the communication interface from a client application executing on a first device, a first signal including a request to obtain an access token for accessing a protected resource, the request including: a client identifier uniquely identifying the client application; an authorization code for authorizing the client application's access of the protected resource; and a public key associated with the end user; and in response to validating the request: encrypting the authorization code using the public key to generate a first code; and transmitting, via the communication interface to the client application on the first device, a second signal including both an access token for accessing the protected resource and the first code.Type: GrantFiled: February 22, 2019Date of Patent: August 31, 2021Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, Anthony Haituyen Nguyen, Yubing Liu, Arthur Carroll Chow, Casey Lyn Doyle, Richard John Frederick Thake, Mengfei Wang, Aaron Ashish Hudali, Gregory Albert Kliewer, Martin Albert Lozon, Yusbel Garcia Diaz, Gareth Daly, Masashi Kobayashi, Randall John Bast
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Publication number: 20210258315Abstract: A server comprises a communications module, a processor coupled to the communications module, and a memory coupled to the processor, the memory storing processor-executable instructions which, when executed, configure the processor to receive, via the communications module and from a monitoring application installed on a remote computing device, on-device application data, generate a risk profile for a user based at least on the on-device application data, configure a data sharing configuration option for sharing data associated with the user based on the risk profile for the user, and share the data based on the data sharing configuration option.Type: ApplicationFiled: February 14, 2020Publication date: August 19, 2021Applicant: The Toronto-Dominion BankInventors: Milos DUNJIC, Anthony Haituyen NGUYEN, David Samuel TAX
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Patent number: 11095656Abstract: A server comprises a communications module; a processor coupled to the communications module; and a memory coupled to the processor, the memory storing processor-executable instructions which, when executed, configure the processor to receive, via the communications module and from a remote computing device, user input indicating a response to one or more prompts; generate an aspirational profile for a user based at least on the received user input; receive, via the communications module and from a monitoring application installed on the remote computing device, monitoring data; generate a behavior profile for the user based at least on the monitoring data; and when the behavior profile is misaligned with the aspirational profile, send, via the communications module and to the remote computing device, a notification indicating that the behavior profile is misaligned with the aspirational profile.Type: GrantFiled: March 24, 2020Date of Patent: August 17, 2021Assignee: THE TORONTO-DOMINION BANKInventors: Milos Dunjic, Anthony Haituyen Nguyen, David Samuel Tax
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Publication number: 20210241269Abstract: Systems and methods for effecting secure transactions are described. A processing device, when executing computer-executable instructions: receives from a requesting entity computing system a transaction request for a payload. The transaction request is transmitted to delivery entity computing system associated with a delivery entity identifier and geographic location. An encryption key, random number and a unique request identifier are generated and transmitted to requesting and delivery entity computing systems. In response to receiving a delivery transaction confirmation from the delivery entity computing system, the processing device verifies the secure transaction. After receiving a requestor transaction confirmation from the requesting entity computing system (indicating a verified transfer of the payload), a payload reimbursement is transferred to a delivery transaction account from a requestor transaction account.Type: ApplicationFiled: February 5, 2020Publication date: August 5, 2021Inventors: MILOS DUNJIC, Yubing LIU, Anthony Haituyen NGUYEN, Daniel David GRINBERG
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Publication number: 20210233154Abstract: There is provided a system and method to direct processing of orders to improve processing resource usage. QOS statistics relative to wait times and/or processing times or other measures of busyness may be maintained relative to physical office or branch locations where customers attend to have orders processed. QOS measures may be defined relative to these statistical measures of busyness that predict future busyness at respective locations. The QOS measures may be provided to a customer, such as in association with an order ahead application, to recommend to the customer to attend at a location that is less busy thereby distributing processing requests (orders) to less busy locations and better utilize resources.Type: ApplicationFiled: April 13, 2021Publication date: July 29, 2021Inventors: MILOS DUNJIC, ANTHONY HAITUYEN NGUYEN, YUBING LIU
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Patent number: 11062312Abstract: The disclosure generally describes computer-implemented methods, software, and systems, including a method for placing a card into a usable state. A biometric input is received for a user to which a card has been issued by an entity. The card has an operational mode of an unusable state that has been previously identified by the entity for a particular PAN. The particular PAN is invalidated for use in further data exchanges using the card. The biometric input is received by an electronic controller embedded in the card. A determination is made that the biometric input matches one of one or more stored biometric profiles of users authorized to use the card. Based on the determining, a new PAN is activated for the card. The new PAN is usable in further data exchanges of the card. The operational mode of the card is modified to a usable state by the electronic controller.Type: GrantFiled: July 14, 2017Date of Patent: July 13, 2021Assignee: The Toronto-Dominion BankInventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Het Anand Patel, Casey Lyn Doyle, Yubing Liu, Anthony Haituyen Nguyen
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Publication number: 20210174362Abstract: Computer-implemented methods and systems reliant on establishing a common session key between an electronic device and a computer server are disclosed. The method and systems may be for processing de-tokenization requests in payment transaction processing and for preparing an electronic device to perform payment transactions. During such a transaction, the server may perform a method that includes receiving a de-tokenization request including a payment token and a cryptogram generated by the electronic device using a session key generated by the electronic device based on a fingerprint of the electronic device, a secret value previously shared with the electronic device, the payment token, and a transaction counter; retrieving the fingerprint, the secret value, and the transaction counter and generating the session key based on the same; verifying the cryptogram using the session key; retrieving an associated account number; and sending response to the request including the account number.Type: ApplicationFiled: February 18, 2021Publication date: June 10, 2021Applicant: The Toronto-Dominion BankInventors: Milos DUNJIC, Perry Aaron Jones HALDENBY, Arthur Carroll CHOW, Anthony Haituyen NGUYEN, Het Anand PATEL, Casey Lyn DOYLE, Yubing LIU, John Jong-Suk LEE, David Samuel TAX, Arun Victor JAGGA
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Publication number: 20210176244Abstract: The disclosed exemplary embodiments include computer-implemented devices, apparatuses, and processes that, among other things, perform dynamic biometric authentication based on distributed ledger data. For example, a device may compute a first hash value based on first biometric data captured by a sensor unit, and may transmit a request to, and receive a response from, a computing system across a communications network via the communications unit. The request may cause the computing system to execute instructions maintained within the distributed ledger data, and to extract second biometric data maintained within an element of the distributed ledger data. The second biometric data may include a second hash, which the computing system may incorporate into the response. The device may authenticate an identity associated with the device when the first hash value corresponds to the second hash value incorporated within the response.Type: ApplicationFiled: February 22, 2021Publication date: June 10, 2021Inventors: Arthur Carroll Chow, Anthony Haituyen Nguyen, Perry Aaron Jones Haldenby, Milos Dunjic, David Tax, John Jong-Suk Lee, Arun Victor Jagga
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Patent number: 11004141Abstract: There is provided a system and method to direct processing of orders to improve processing resource usage. QOS statistics relative to wait times and/or processing times or other measures of busyness may be maintained relative to physical office or branch locations where customers attend to have orders processed. QOS measures may be defined relative to these statistical measures of busyness that predict future busyness at respective locations. The QOS measures may be provided to a customer, such as in association with an order ahead application, to recommend to the customer to attend at a location that is less busy thereby distributing processing requests (orders) to less busy locations and better utilize resources.Type: GrantFiled: September 26, 2018Date of Patent: May 11, 2021Assignee: THE TORONTO-DOMINION BANKInventors: Milos Dunjic, Anthony Haituyen Nguyen, Yubing Liu
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Publication number: 20210089658Abstract: A method for evaluating security of third-party application is disclosed. The method includes: launching, in an automated test environment, a test instance of a first application; detecting at least one data retrieval operation by the first application of retrieving data from a protected data resource; for each of the at least one data retrieval operation, identifying an application state of the first application at a time of detecting the at least one data retrieval operation; determining a data access pattern for the first application of accessing the protected data resource based on the at least one data retrieval operation and application states of the first application associated with the at least one data retrieval operation; and presenting the data access pattern for the first application on a client device associated with a user.Type: ApplicationFiled: September 23, 2019Publication date: March 25, 2021Applicant: The Toronto-Dominion BankInventors: Milos DUNJIC, David Samuel TAX, Arthur Carroll CHOW, Anthony Haituyen NGUYEN