Abstract: A method includes receiving information over a network from a user device associated with a customer attempting to enroll in a service. The method also includes identifying service-related information associated with the customer. The service-related information includes a subset or summary of information to be made available to the customer after the customer enrolls in the service. In addition, the method includes, prior to enrolling the customer in the service, presenting the service-related information to the customer. The service could include a credit reporting service or a credit monitoring service. The service-related information could include a summary of at least a portion of the customer's credit report, along with a comparison of the summary of at least the portion of the customer's credit report to an average value.

Abstract: A method includes receiving first information over a network from a user device associated with a customer attempting to enroll in a service, where the first information identifies the customer. The method also includes obtaining security information associated with the customer, where the security information is obtained from a source other than the customer using the first information. The method further includes verifying an identity of the customer using the security information and second information received from the user device. In addition, the method includes, after the identity of the customer is verified, enrolling the customer in the service.

Abstract: A transaction system includes an item master database that stores generic information and specific information associated with one or more items and an inventory database that stores availability and price data associated with the items. The transaction system also includes a transaction engine that receives an item availability request including one or more parameters. The transaction engine accesses the item master database and the inventory database to obtain information associated with the request and determines one or more items that meet the parameters of the request. The transaction system also communicates a list of the items meeting the parameters. The list includes at least one generic item listing. Furthermore, the transaction system receives a request for an item associated with a generic item listing and completes a transaction associated with the item.