Abstract: The disclosure generally pertains to systems and methods to repossess a vehicle. In an example method, a first computer sends to a second computer, a message pertaining to a notice of delinquency of a vehicle-related payment. The message includes a request to an individual, such as a purchaser or a lessee of the vehicle, to acknowledge receipt of the message. The first computer may be associated with a financing agency (a bank or a lender) and the second computer may be a vehicle computer of the vehicle or a smartphone owned by the individual. When an acknowledgement is not received within a reasonable period of time, the first computer may disable a functionality of a component of the vehicle or may place the vehicle in a lockout condition. The lockout condition may be lifted momentarily in case of an emergency to allow the vehicle to travel to a medical facility.

Abstract: A vehicle cargo area lighting system includes, among other things, a cover assembly and at least one cargo area light. The cover assembly is movable back and forth between a closed position and an open position. The cover assembly covers a cargo area of a vehicle when the cover assembly is in the closed position. The cover assembly has a top portion and a wall portion. The wall portion extends vertically downward from the top portion when the cover assembly is in the closed position. The cargo area light is secured to an interior side of the wall portion. The cargo area light is configured to illuminate the cargo area when the cover assembly is in the open position.