Patents by Inventor Anthony T. Banas

Anthony T. Banas has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Predictive score for lending
    Patent number: 7860786
    Abstract: Methods and apparatus, including computer program products, for a predictive score for lending. A method includes receiving an employee's health insurance plan design information and general health and wellness data, weighting selected ones of the employee's health insurance plan design information and general health and wellness data, and generating a credit risk indicator from the weighted selected ones of the employee's health insurance plan design information and general health and wellness data.
    Type: Grant
    Filed: July 10, 2007
    Date of Patent: December 28, 2010
    Assignee: Canopy Acquisition, LLC
    Inventors: Jeremy J. Blackburn, Vikram A. Kashyap, Anthony T. Banas
  • Sub-accounting for an omnibus account
    Publication number: 20090048954
    Abstract: Methods and apparatus, including computer program products, for sub-accounting for an omnibus account. A method includes, in a server, tracking summary balances of transactions for individual sub-accounts contained in an omnibus account according to transition type and transaction status.
    Type: Application
    Filed: August 13, 2007
    Publication date: February 19, 2009
    Inventors: Jeremy J. Blackburn, Vikram A. Kashyap, Anthony T. Banas
  • Predictive score for lending
    Publication number: 20080091592
    Abstract: Methods and apparatus, including computer program products, for a predictive score for lending. A method includes receiving an employee's health insurance plan design information and general health and wellness data, weighting selected ones of the employee's health insurance plan design information and general health and wellness data, and generating a credit risk indicator from the weighted selected ones of the employee's health insurance plan design information and general health and wellness data.
    Type: Application
    Filed: July 10, 2007
    Publication date: April 17, 2008
    Inventors: Jeremy J. Blackburn, Vikram A. Kashyap, Anthony T. Banas