Abstract: A hydraulic control valve can be one type of a variable characteristic (e.g., coil voltage). A visual identification system is provided to permit the visual identification of the specific type of the variable characteristic that the control valve is to assist in the assembly of systems utilizing such control valves. The visual identification system includes first and second indicator bearing first and second indicia, respectively, configured to indicate a first value and a different second value of a variable characteristic, respectively. The first and second indicator members are configured to be separately removably mounted to the control valve via a mechanical connection substantially without adhesive such that the appropriate indicator member can be selected and mounted to the valve depending upon what type of valve it is.

Abstract: Disclosed are the methods and systems for transferring value from as first account to a second account via a consumer device. The methods may be consumer or merchant driven and may involve transferring value to peers, oneself, or a third party account holder with or without the creation of a user account. Based on information input by a user, various financial systems interact in a manner that results in creation of an escrow account and effectuates transfer of value from a funding account through that escrow account to a receiving account. Such novel methods allow for previously unavailable transfers of value. In certain embodiments, the methods and systems also encompass creation of a digital equivalent of the value and using the digital equivalent to make payments at as point of service.

Abstract: Disclosed are the methods and systems for transferring value from a first account to a second account via a consumer device. The methods may be consumer or merchant driven and may involve transferring value to peers, oneself, or a third party account holder with or without the creation of a user account. Based on information input by a user, various financial systems interact in a manner that results in creation of an escrow account and effectuates transfer of value from a funding account through that escrow account to a receiving account. Such novel methods allow for previously unavailable transfers of value.

Abstract: A method includes accessing a swap service operating on a consumer device and authenticating a user of the consumer device based on biometric information linked to a unique user identification code that is further associated with contact information regarding the user. The method further includes retrieving, from storage, the contact information regarding the user. The method further includes automatically populating first fields of the swap service with the contact information. The method further includes generating, for utilization during a transaction by the swap service, a request for inputting first account information. The method further includes receiving a selection for the inputting and when selection is the scanning: displaying a scanner for obtaining, from a gift card, a digital representation of the first account information, encoding the first account information into a digital equivalent of the gift card, and storing the digital equivalent of the gift card in memory.

Abstract: A method includes accessing a swap service, by a consumer device, to facilitate transferring value from a first account of a user to a second account of a second user. The method further includes obtaining fee information regarding a fee amount associated with the facilitating transferring value. The method further includes generating virtual fee selection buttons for display on a touch screen of the consumer device, the buttons include a fee addition button, a split fee button allows the user to split the fee amount with the second user, and a fee deduction button. The method further includes receiving a selection by the user via the virtual fee selection buttons that indicates (a) whether the user or the second user is charged the fee amount, and (b) a proportion of the fee amount that each of the user and the second user is charged for the facilitating transferring value.

Abstract: Disclosed are the methods and systems for transferring value from as first account to a second account via a consumer device. The methods may be consumer or merchant driven and may involve transferring value to peers, oneself, or a third party account holder with or without the creation of a user account. Based on information input by a user, various financial systems interact in a manner that results in creation of an escrow account and effectuates transfer of value from a funding account through that escrow account to a receiving account. Such novel methods allow for previously unavailable transfers of value. In certain embodiments, the methods and systems also encompass creation of a digital equivalent of the value and using the digital equivalent to make payments at as point of service.

Abstract: Disclosed are the methods and systems for transferring value from a first account to a second account via a consumer device. The methods may be consumer or merchant driven and may involve transferring value to peers, oneself, or a third party account holder with or without the creation of a user account. Based on information input by a user, various financial systems interact in a manner that results in creation of an escrow account and effectuates transfer of value from a funding account through that escrow account to a receiving account. Such novel methods allow for previously unavailable transfers of value.

Abstract: The systems, methods, and computer program products (collectively “systems”) described herein are generally configured to monitor actions in digital channels. More specifically, the systems may be employed in digital channels to initiate purchases or facilitate rewards. The systems are capable of syncing transaction accounts with various digital channels. Moreover, the systems are capable of initiating or completing transaction based on user information. The systems may also be capable of providing rewards based on activities or accomplishments in the digital channels. Moreover, the systems may be capable of verifying activities based on transaction information.

Abstract: The systems, methods, and computer program products (collectively “systems”) described herein are generally configured to monitor actions in digital channels. More specifically, the systems may be employed in digital channels to initiate purchases or facilitate rewards. The systems are capable of syncing transaction accounts with various digital channels. Moreover, the systems are capable of initiating or completing transaction based on user information. The systems may also be capable of providing rewards based on activities or accomplishments in the digital channels. Moreover, the systems may be capable of verifying activities based on transaction information.