Abstract: Disclosed herein includes a system and method for providing an online shopping platform. A memory may store a user's loyalty points for redemption. The platform may display lists of goods for sale provided by different merchants. A user may place a purchase order for a product offered by a first merchant. The purchase order may also include another product offered by a second merchant. The system and method may calculate a total cost of the purchase order. The system and method may deduct at least a portion of the loyalty points available in the user's loyalty account in exchange for a currency value. The system and method may reduce the cost of the purchase order by the currency value.

Abstract: A program controlled data-processing system and computer-based method for facilitating retail transactions based on a seamless translation of reward points into a suitable currency for purchase. In one embodiment, the present invention allows a user to utilize points without the traditional redemption restrictions or encumbrances associated with reward programs.

Abstract: Disclosed herein includes a system and method for providing an online shopping platform. A memory may store a user's loyalty points for redemption. The platform may display lists of goods for sale provided by different merchants. A user may place a purchase order for a product offered by a first merchant. The purchase order may also include another product offered by a second merchant. The system and method may calculate a total cost of the purchase order. The system and method may deduct at least a portion of the loyalty points available in the user's loyalty account in exchange for a currency value. The system and method may reduce the cost of the purchase order by the currency value.

Abstract: A program controlled data-processing system and computer-based method for facilitating retail transactions based on a seamless translation of reward points into a suitable currency for purchase. In one embodiment, the present invention allows a user to utilize points without the traditional redemption restrictions or encumbrances associated with reward programs.

Abstract: Disclosed is a web page development system and method utilizing a common data core (vertical structure and correlated trees for representing web pages) to generate virtual applications based upon the user's interaction, environment (log in IP, stated location, type of device, type of bandwidth, etc.), and pre-set configuration/rights. The present invention provides a multi-stage processing pipeline with data components at the input end and generated web pages at the output end. Different processing engines act at specific stages in the pipeline. These engines provide the functionalities needed in a web application and include security, localization/personalization, page templating and caching. An asynchronous engine enables limiting of processing to only certain (pertinent) portions of a web page. A static adaptation engine integrates dynamic behavior (functionalities) into static web pages. An assembly member assembles a requested web page based on output from the engines.