Abstract: A process for at least a partial underwriting of insurance policies is described. Based on the similarity to previous insurance applications, a decision on the current request for underwriting may be made. This decision-making process represents an analogical approach to the placement of an insurance application to an underwriting category, whereby a given insurance application request is compared to previous requests.

Abstract: A system for at least a partial underwriting of insurance policies is described. based on the similarity to previous insurance applications, a decision on the current request for underwriting may be made. this decision-making process represents an analogical approach to the placement of an insurance application to an underwriting category, whereby a given insurance application request is compared to previous requests.

Abstract: A system for at least a partial underwriting of insurance policies is described. based on the similarity to previous insurance applications, a decision on the current request for underwriting may be made this decision-making process represents an analogical approach to the placement of an insurance application to an underwriting category, whereby a given insurance application request is compared to previous requests.

Abstract: A process for at least a partial underwriting of insurance policies is described. Based on the similarity to previous insurance applications, a decision on the current request for underwriting may be made. This decision-making process represents an analogical approach to the placement of an insurance application to an underwriting category, whereby a given insurance application request is compared to previous requests.

Abstract: A process to structure and summarize the key information required by automated decision-making systems for insurance underwriting is described. The automated underwriting system may be based on rules corresponding to underwriting components, wherein based on the degree of satisfaction of each rule, a component may be assigned to a category, and based on the category for each component, the insurance application may be assigned an underwriting category, or the automated underwriting system may be based on an evaluation of the similarity of a given application to previous application requests, to decide an underwriting category. Most of the key information required for automated insurance underwriting is structured and standardized, except for the Attending Physician Statement (APS), which is almost as unique as each individual physician.

Abstract: A system to structure and summarize the key information required by automated decision-making systems for insurance underwriting is described. The automated underwriting system may be based on rules corresponding to underwriting components, wherein based on the degree of satisfaction of each rule, a component may be assigned to a category, and based on the category for each component, the insurance application may be assigned an underwriting category, or the automated underwriting system may be based on an evaluation of the similarity of a given application to previous application requests, to decide an underwriting category. Most of the key information required for automated insurance underwriting is structured and standardized, except for the Attending Physician Statement (APS), which is almost as unique as each individual physician.

Abstract: An inductor uses high temperature superconductors in order to obtain high Q for high frequency operation. The superconductors are applied as thin films to substrates. In some embodiments, superconductor thin films are applied to opposite sides of the same substrate. Superconductive thin films are applied outside the magnetic field establishing superconductive thin films in order to shield against leakage of the magnetic field beyond the inductor. The inductor is connected to a capacitor to realize a resonant circuit used in a power conversion system.

Abstract: An apparatus for microscopic imaging employing nuclear magnetic resonance is constructed from a cryogenic probe which is situated in a conventional magnetic resonance imaging system. The cryogenic probe employs a number of chambers and cryogenic liquids which cool a superconductor resonator to very low temperatures. A sample tube for containing a small specimen is heated to a temperature above its freezing point by flowing nitrogen gas over the specimen. A secondary resonant circuit is inductively coupled to the superconducting resonator. A transceiver passes RF signals to be transmitted into the specimen through the secondary resonant circuit causing the superconducting resonator to transmit the RF signal into the specimen. The resonator then acts as a receive coil and receives a signal from the specimen which is inductively passed to the secondary resonator circuit from which an image is generated.

Abstract: A composite is produced comprised of Y--Ba--Cu--O superconductive film having a zero resistance transition temperature of at least about 38 K, a zirconium dioxide film and a substrate wherein the zirconium dioxide film is intermediate the superconductive film and the substrate.

Abstract: A superconducting thin film of YBaCuO having a zero resistance transition temperature of at least about 38K is deposited by evaporation on a silicon-containing substrate with a zirconia buffer layer between the film and the substrate.

Abstract: A passive device particularly for the improved measurement of the flow of a liquid is described. The device comprises a conduit defining a flow volume for the internal transit therethrough of a liquid to be received at one open end thereof and discharged from the other open end thereof; means disposed in communication with the interior of the conduit for introducing a preselected tracer substance into liquid flowing (full channel flow) through the flow volume; at least one enclosure having wall area permeable to the preselected tracer substance, this enclosure being disposed relative to the flow volume so that the liquid flow through the flow volume will contact the permeable wall area, and means disposed within the enclosure for detecting the presence of such preselected tracer substance as may enter the enclosure through the permeable wall area from the interior of the conduit.