Abstract: A system configured to: (a) receive, from a computing device, service request data including a service to be performed on behalf of a member of a carrier organization; (b) receive bid data from one or more supplier devices based on the service; (c) provide the bid data to an agent device; (d) receive winning bid data from the agent device based on the bid data; (e) transmit an electronic notification to a winning supplier device associated with a winning supplier according to the winning bid data; (f) receive a first confirmation from the winning supplier device that the service is completed; (g) receive a second confirmation from a member device of the member that the service is completed; and (h) authorize payment to a financial account associated with the winning supplier based on first confirmation and second confirmation.

Abstract: An online health care consumer portal for accessing one or more health-related services by a health care consumer. The consumer portal includes an authentication module for identifying the health care consumer upon receiving an online identification token, and a database for maintaining health care information comprising a plurality of health records. The consumer portal also includes a rules engine module for applying a set of rules to the one or more health records corresponding to the consumer to determine an impairment profile of the health care consumer based on the health records corresponding to the health care consumer and an online user interface for providing access to the health-related services. The online user interface is configurable from a default configuration to a second configuration upon identification by the authentication module, the second configuration adapted to facilitate use of the online user interface according to the impairment profile.

Abstract: An online health care consumer portal for accessing one or more health-related services by a health care consumer. The consumer portal includes an authentication module for identifying the health care consumer upon receiving an online identification token, and a database for maintaining health care information comprising a plurality of health records. The consumer portal also includes a rules engine module for applying a set of rules to the one or more health records corresponding to the consumer to determine an impairment profile of the health care consumer based on the health records corresponding to the health care consumer and an online user interface for providing access to the health-related services. The online user interface is configurable from a default configuration to a second configuration upon identification by the authentication module, the second configuration adapted to facilitate use of the online user interface according to the impairment profile.