Patents by Inventor Anup Tikku

Anup Tikku has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11308459
    Abstract: A method and system for facilitating processing of cross-border transactions are discussed. The method includes accessing transaction terms offered by third-party financial service providers, the transaction terms offered for processing of transactions, the transaction terms obtained from remotely located computing devices associated with the third-party financial service providers. Responsive to receiving cross-border financial transaction information, the method includes comparing information on the transaction terms to determine possible third-party financial service providers available to process a cross-border financial transaction using a funding source from funding sources. The method includes selecting, based on the comparing, a particular third-party financial service provider from the possible third-party financial service providers for processing the cross-border financial transaction.
    Type: Grant
    Filed: September 10, 2019
    Date of Patent: April 19, 2022
    Assignee: PayPal, Inc.
    Inventor: Anup Tikku
  • Publication number: 20220114563
    Abstract: A method and system for facilitating processing of marketplace transactions are discussed. The method includes accessing transaction information for transactions that originate at different vendors of the marketplace. The method includes accessing processing information of third-party financial service providers that process transactions. The method includes determining possible third-party financial service providers based on comparison of the transaction information and processing information. The method includes selecting, based on the comparing, a particular third-party financial service provider from the possible third-party financial service providers for processing the marketplace financial transaction.
    Type: Application
    Filed: December 23, 2021
    Publication date: April 14, 2022
    Inventor: Anup Tikku
  • Patent number: 11238418
    Abstract: A method and system for using incentives at transaction devices are discussed. The method includes receiving a transaction request for processing by a transaction device. The method includes obtaining incentive information associated with incentives from payment instruments for the transaction. The method includes comparing the incentive information to incentive terms offered by financial service providers to determine possible financial service providers able to process the transaction, the incentive terms accessed from remotely located computing devices. The method includes selecting, based on comparing, a preferred payment instrument from the payment instruments and a particular financial service provider from the possible financial service providers for transaction processing. The method includes submitting, according to a protocol used by the particular financial service provider, information related to the transaction and the preferred payment instrument to the particular financial service provider.
    Type: Grant
    Filed: September 10, 2019
    Date of Patent: February 1, 2022
    Assignee: PayPal, Inc.
    Inventor: Anup Tikku
  • Publication number: 20200005252
    Abstract: A method and system for facilitating processing of cross-border transactions are discussed. The method includes accessing transaction terms offered by third-party financial service providers, the transaction terms offered for processing of transactions, the transaction terms obtained from remotely located computing devices associated with the third-party financial service providers. Responsive to receiving cross-border financial transaction information, the method includes comparing information on the transaction terms to determine possible third-party financial service providers available to process a cross-border financial transaction using a funding source from funding sources. The method includes selecting, based on the comparing, a particular third-party financial service provider from the possible third-party financial service providers for processing the cross-border financial transaction.
    Type: Application
    Filed: September 10, 2019
    Publication date: January 2, 2020
    Inventor: Anup Tikku
  • Publication number: 20200005251
    Abstract: A method and system for using incentives at transaction devices are discussed. The method includes receiving a transaction request for processing by a transaction device. The method includes obtaining incentive information associated with incentives from payment instruments for the transaction. The method includes comparing the incentive information to incentive terms offered by financial service providers to determine possible financial service providers able to process the transaction, the incentive terms accessed from remotely located computing devices. The method includes selecting, based on comparing, a preferred payment instrument from the payment instruments and a particular financial service provider from the possible financial service providers for transaction processing. The method includes submitting, according to a protocol used by the particular financial service provider, information related to the transaction and the preferred payment instrument to the particular financial service provider.
    Type: Application
    Filed: September 10, 2019
    Publication date: January 2, 2020
    Inventor: Anup Tikku
  • Patent number: 10489755
    Abstract: Computing systems and methods for facilitating merchant controlled point of sale (“POS”) transactions in retail and other establishments. These systems and methods include communication interfaces adapted to connect a computing system to remotely located devices having information regarding a plurality of third-party financial service providers, one or more storage components adapted to store merchant information, third-party financial service provider information, or both, and one or more processors in communication with the communication interfaces and storage components. Such processors facilitate merchant controlled point of sale transactions that involve receiving terms of or evaluating criteria of a transaction between a purchaser and the merchant and then selecting a particular third-party financial service provider from a plurality of possible providers to facilitate processing the transaction for the merchant based upon the specific terms or criteria of the transaction.
    Type: Grant
    Filed: June 18, 2013
    Date of Patent: November 26, 2019
    Assignee: PayPal, Inc.
    Inventor: Anup Tikku
  • Publication number: 20140372234
    Abstract: Computing systems and methods for facilitating merchant controlled point of sale (“POS”) transactions in retail and other establishments. These systems and methods include communication interfaces adapted to connect a computing system to remotely located devices having information regarding a plurality of third-party financial service providers, one or more storage components adapted to store merchant information, third-party financial service provider information, or both, and one or more processors in communication with the communication interfaces and storage components. Such processors facilitate merchant controlled point of sale transactions that involve receiving terms of or evaluating criteria of a transaction between a purchaser and the merchant and then selecting a particular third-party financial service provider from a plurality of possible providers to facilitate processing the transaction for the merchant based upon the specific terms or criteria of the transaction.
    Type: Application
    Filed: June 18, 2013
    Publication date: December 18, 2014
    Inventor: Anup Tikku
  • Publication number: 20110246330
    Abstract: In various example embodiments, a system and method for searching content is provided. A selection of an area of an image is received. Using one or more processors, an analysis is performed to determine one or more entities associated with the selected area. Content related to the determined one or more entities are retrieved from a database. The database may comprise a database of current content that is continually updated. The retrieved content is displayed in association with the selected area of the image. Further refinement of the retrieved content may be performed and a transaction based on the retrieved content may be concluded.
    Type: Application
    Filed: April 1, 2010
    Publication date: October 6, 2011
    Inventors: Anup Tikku, Matthew Scott Zises