Patents by Inventor Anurag Joshi

Anurag Joshi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11829988
    Abstract: The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more processors configured to execute instructions to receive transaction data associated with a transaction request including a customer identifier received from a mobile device associated with the customer. Additionally, the processors may receive authentication data associated with the customer that may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device.
    Type: Grant
    Filed: June 9, 2021
    Date of Patent: November 28, 2023
    Assignee: Capital One Services, LLC
    Inventors: Mohammed Zafar Iqbal, Kevin Rosengren, Max Doerfler, Brian Deluca, Anurag Joshi, James Dillon, Richie Hollins, Jamie Warder, William A Hodges, Ken Allen
  • Publication number: 20210295304
    Abstract: The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more processors configured to execute instructions to receive transaction data associated with a transaction request including a customer identifier received from a mobile device associated with the customer. Additionally, the processors may receive authentication data associated with the customer that may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device.
    Type: Application
    Filed: June 9, 2021
    Publication date: September 23, 2021
    Applicant: Capital One Services, LLC
    Inventors: Mohammed Zafar Iqbal, Kevin Rosengren, Max Doerfler, Brian Deluca, Anurag Joshi, James Dillon, Richie Hollins, Jamie Warder, William A. Hodges, Ken Allen
  • Publication number: 20200005272
    Abstract: The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more processors configured to execute instructions to receive transaction data associated with a transaction request including a customer identifier received from a mobile device associated with the customer. Additionally, the processors may receive authentication data associated with the customer that may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device.
    Type: Application
    Filed: September 12, 2019
    Publication date: January 2, 2020
    Applicant: Capital One Services LLC
    Inventors: Mohammed Zafar Iqbal, Kevin Rosengren, Max Doerfler, Brian DeLuca, Anurag Joshi, James Dillon, Richie Hollins, Jamie Warder, William A. Hodges, Ken Allen
  • Patent number: 10515357
    Abstract: The disclosed embodiments provide systems and methods for authenticating electronic transactions. A system for authenticating electronic transactions may include one or more memory devices storing instructions and one or more processors configured to receive transaction data associated with a transaction and further associated with a customer. The transaction data includes a customer identifier. The one or more processors may be configured to identify a customer account associated with the customer based on the customer identifier, and determine an authentication tier level associated with the transaction. The authentication tier level may reflect one or more levels of authentication required to authorize the transaction.
    Type: Grant
    Filed: December 1, 2017
    Date of Patent: December 24, 2019
    Assignee: Capital One Services, LLC
    Inventors: Brian DeLuca, Max Doerfler, Jamie Warder, Anurag Joshi, Mohammed Zafar Iqbal, Kevin Rosengren, William A. Hodges, Ken Allen
  • Patent number: 10430779
    Abstract: The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more processors configured to execute instructions to receive transaction data associated with a transaction request including a customer identifier received from a mobile device associated with the customer. Additionally, the processors may receive authentication data associated with the customer that may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device.
    Type: Grant
    Filed: April 7, 2015
    Date of Patent: October 1, 2019
    Assignee: Capital One Services LLC
    Inventors: Mohammed Zafar Iqbal, Kevin Rosengren, Max Doerfler, Brian DeLuca, Anurag Joshi, James Dillon, Richie Hollins, Jamie Warder, William A. Hodges, Ken Allen
  • Publication number: 20180204214
    Abstract: Systems, methods, and computer-readable media are provided for authenticating transactions. An example first method includes steps performed by a server, comprising generating and storing a first identifier and sending the first identifier to a wireless beacon device associated with a transaction device over a network, receiving a transaction request comprising a proposed identifier and information related to a transaction, determining whether there is a match between the first identifier and the proposed identifier, and, based on a determination that there is a match, authorizing the transaction.
    Type: Application
    Filed: March 13, 2018
    Publication date: July 19, 2018
    Applicant: Capital One Services, LLC
    Inventors: Anurag Joshi, William A. Hodges, Brian E. DeLuca
  • Publication number: 20180082286
    Abstract: The disclosed embodiments provide systems and methods for authenticating electronic transactions. A system for authenticating electronic transactions may include one or more memory devices storing instructions and one or more processors configured to receive transaction data associated with a transaction and further associated with a customer. The transaction data includes a customer identifier. The one or more processors may be configured to identify a customer account associated with the customer based on the customer identifier, and determine an authentication tier level associated with the transaction. The authentication tier level may reflect one or more levels of authentication required to authorize the transaction.
    Type: Application
    Filed: December 1, 2017
    Publication date: March 22, 2018
    Inventors: Brian DeLUCA, Max DOERFLER, Jamie WARDER, Anurag JOSHI, Mohammed Zafar IQBAL, Kevin ROSENGREN, William A. HODGES, Ken ALLEN
  • Publication number: 20180075438
    Abstract: The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to receive transaction data associated with a transaction request received from a mobile device associated with a customer. The transaction data may include a customer identifier. Additionally, the instructions may cause the processor to receive authentication data associated with the customer. The authentication data may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device. The one or more processors may further determine whether the received authentication data authenticates the transaction, authorize the transaction, and provide an indication to the local financial service provider device to perform the transaction.
    Type: Application
    Filed: November 16, 2017
    Publication date: March 15, 2018
    Inventors: Mohammed Zafar Iqbal, Kevin Rosengren, Max Doerfler, Brian DeLuca, Anurag Joshi, James Dillon, Richie Hollins, Jamie Warder, William A. Hodges, Ken Allen
  • Publication number: 20160342979
    Abstract: Systems, methods, and computer-readable media are provided for authenticating transactions. An example first method includes steps performed by a server, comprising generating and storing a first identifier and sending the first identifier to a wireless beacon device associated with a transaction device over a network, receiving a transaction request comprising a proposed identifier and information related to a transaction, determining whether there is a match between the first identifier and the proposed identifier, and, based on a determination that there is a match, authorizing the transaction.
    Type: Application
    Filed: August 5, 2016
    Publication date: November 24, 2016
    Inventors: Anurag Joshi, William A. Hodges, Brian E. DeLuca
  • Publication number: 20150287028
    Abstract: The disclosed embodiments provide systems and methods for authenticating electronic transactions. A system for authenticating electronic transactions may include one or more memory devices storing instructions and one or more processors configured to receive transaction data associated with a transaction and further associated with a customer. The transaction data includes a customer identifier. The one or more processors may be configured to identify a customer account associated with the customer based on the customer identifier, and determine an authentication tier level associated with the transaction. The authentication tier level may reflect one or more levels of authentication required to authorize the transaction.
    Type: Application
    Filed: April 7, 2015
    Publication date: October 8, 2015
    Inventors: Brian E. DeLuca, Max Doerfler, Jamie Warder, Anurag Joshi, Mohammed Zafar Iqbal, Kevin Rosengren, William A. Hodges, Ken Allen
  • Publication number: 20150287018
    Abstract: The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more processors configured to execute instructions to receive transaction data associated with a transaction request including a customer identifier received from a mobile device associated with the customer. Additionally, the processors may receive authentication data associated with the customer that may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device.
    Type: Application
    Filed: April 7, 2015
    Publication date: October 8, 2015
    Inventors: Mohammed Zafar Iqbal, Kevin Rosengren, Max Doerfler, Brian DeLuca, Anurag Joshi, James Dillon, Richie Hollins, Jamie Warder, William A. Hodges, Ken Allen
  • Publication number: 20150287017
    Abstract: The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to receive transaction data associated with a transaction request received from a mobile device associated with a customer. The transaction data may include a customer identifier. Additionally, the instructions may cause the processor to receive authentication data associated with the customer. The authentication data may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device. The one or more processors may further determine whether the received authentication data authenticates the transaction, authorize the transaction, and provide an indication to the local financial service provider device to perform the transaction.
    Type: Application
    Filed: April 7, 2015
    Publication date: October 8, 2015
    Inventors: Mohammed Zafar Iqbal, Kevin Rosengren, Max Doerfler, Brian DeLuca, Anurag Joshi, James Dillon, Richie Hollins, Jamie Warder, William A. Hodges, Ken Allen
  • Publication number: 20150052045
    Abstract: Systems and methods are disclosed for opening new accounts, immediately funding those accounts, and supplying users with funded debit cards within a single visit. According to disclosed embodiments, a financial services kiosk or a combination of financial services systems is configured to open a new account, transfer funds to the new account via a modified withdrawal, a modified debit purchase, a real-time network transfer, and/or an immediate ACH transfer, and print an active debit card for the user without the typical delay of several days or weeks between the opening of the account, the funding of the account, and the issuance of a debit card.
    Type: Application
    Filed: August 18, 2014
    Publication date: February 19, 2015
    Applicant: Capital One Financial Corporation
    Inventors: Brian De Luca, David Gwynne, Anurag Joshi, Rawley Pieratt