Abstract: A multi-function health monitor is capable of performing a resting 12-lead ECG test, an ECG stress test, a 24-hour holter monitor evaluation and or a 30-day MCT monitoring. Using only 3 electrodes, the multifunction health monitor derives 6 channels (Limb leads & Augmented leads) of data with the noise cancellation (ground) effect of a virtual dynamic RL electrode. An electrode resistivity measurement system quantifies and may compensate for increasing resistance the electrodes and the patient that results from the length of time the electrodes are installed on a patient. The multi-function health monitor can provide data analysis through the gate array as the data is acquired. Data may also be stored for remote analysis as well as for transmission to remote stations upon occurrence of one or more threshold events. Parameters for threshold events may be adjusted remotely to obviate the need for a patient to travel for system adjustment.