Abstract: The invention provides a method of increasing charitable giving. The method generally provides an indicia of a gift, the indicia having a denomination associated therewith, associating a charity with the indicia, and debiting the indicia and transferring an amount of the denomination to the charity. It is emphasized that this abstract is provided to comply with the rules requiring an abstract that will allow a searcher or other reader to quickly ascertain the subject matter of the technical disclosure. It is submitted with the understanding that it will not be used to interpret or limit the scope or meaning of the claims. 37 CFR 1.72(b).

Abstract: A method of designating flagging a broadcast audio presentation for present or future download. The method includes receiving information sufficient to identify the audio presentation, receiving an indication from the user that the user wishes to store the information or the audio, and storing the information or audio. It is emphasized that this abstract is provided to comply with the rules requiring an abstract that will allow a searcher or other reader to quickly ascertain the subject matter of the technical disclosure. It is submitted with the understanding that it will not be used to interpret or limit the scope or meaning of the claims.