Abstract: Example financial management systems and methods are described. In one implementation, a financial management system receives a request to transfer assets from a first account at a first financial institution to a second account at a second financial institution. The financial management system initiates a debit of the first account by the transfer amount and initiates a credit of a first suspense account at the first financial institution by the transfer amount. The financial management system then initiates a settlement of the transferred assets between the first suspense account and a second suspense account at the second financial institution. Finally, the financial management system initiates a debit of the second suspense account by the transfer amount and initiates a credit of the second account by the transfer amount.

Abstract: Example multiparty reconciliation systems and methods are described. In one implementation, a financial management system receives a request to transfer assets between a first principal and a second principal. The financial management system receives metadata identifying at least one debit and at least one credit associated with the transfer of assets. The metadata is stored in a shared ledger that is accessible to the first principal and the second principal. State changes associated with the transfer of assets are identified and stored in the shared ledger. The financial management system also receives additional metadata identifying payments to each client of the first principal and the second principal. Additionally, the financial management system communicates reconciliation data to the first principal and the second principal.

Abstract: Example systems and methods of analyzing a social audience are described. In one implementation, a method receives social audience data associated with multiple users. The method identifies multiple preferences associated with the users based on the social audience data. The method further identifies demographic information associated with at least a portion of the users. At least one characteristic of the users is determined based on the multiple preferences and the demographic information.

Abstract: Example systems and methods of identifying customer insights are described. In one implementation, a method generates seed data associated with a likely advertisement audience, and generates sets of interests and demographic clusters based on the seed data. An advertisement campaign is launched based on the sets of interests and the demographic clusters. The demographic clusters are divided into smaller clusters based on advertisement campaign results. The method then identifies interests associated with individuals engaging with specific advertisements.

Abstract: A method and system analyze user interests. In some embodiments, the method identifies online social content associated with multiple users, and identifies a portion of the online social content associated with a first user. The method determines a first user interest based on the portion of the online social content associated with the first user.

Abstract: Analysis of user communication is described. In one aspect, multiple online social interactions are identified. Multiple topics are extracted from those online social interactions. Based on the extracted topics, the system determines an intent associated with a particular online social interaction.

Abstract: The present invention provides a system and method for transmitting data securely over a wireless network between two different computing devices. The deficiencies of limited wireless bandwidth and frequent connection “breaks” in the wireless network are overcome through intelligent packetization schemes.