Patents by Inventor Armando L. Ramos

Armando L. Ramos has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11562457
    Abstract: Systems and methods are described for identifying a subset of interest from a general population and for monitoring a database of daily activity logs associated with the general population in order to identify database entries indicative of an occurrence of a pre-defined trigger event that is associated with a member of the subset of interest. In particular, systems and methods are described that allow a massive database of daily activity logs to be monitored to identify trigger events that have occurred within the past twenty-four hours or other very recent time period. Embodiments are described that may be advantageously used by a provider of credit-related products and/or services who wishes to accurately target prospective customers, identified by the system, based on occurrence of a trigger event, as being in a decision-making phase of credit shopping, for purposes of making a timely and targeted offering relevant to the customers' current activities.
    Type: Grant
    Filed: May 24, 2022
    Date of Patent: January 24, 2023
    Assignee: EXPERIAN INFORMATION SOLUTIONS, INC.
    Inventors: Armando L. Ramos, Stephen R. Meeks, Michele M. Pearson, Pamela Jean Fielding
  • Publication number: 20220327653
    Abstract: Systems and methods are described for identifying a subset of interest from a general population and for monitoring a database of daily activity logs associated with the general population in order to identify database entries indicative of an occurrence of a pre-defined trigger event that is associated with a member of the subset of interest. In particular, systems and methods are described that allow a massive database of daily activity logs to be monitored to identify trigger events that have occurred within the past twenty-four hours or other very recent time period. Embodiments are described that may be advantageously used by a provider of credit-related products and/or services who wishes to accurately target prospective customers, identified by the system, based on occurrence of a trigger event, as being in a decision-making phase of credit shopping, for purposes of making a timely and targeted offering relevant to the customers' current activities.
    Type: Application
    Filed: May 24, 2022
    Publication date: October 13, 2022
    Inventors: Armando L. Ramos, Stephen R. Meeks, Michele M. Pearson, Pamela Jean Fielding