Abstract: A method includes instructing a computing device of a user to determine when a webpage is loaded via a web browser; where the web browser includes at least one of: a plug-in or an extension associated with the provider server associated with a first entity; where the plug-in or the extension is configured to request and receive a unique schema-specific identifier from the provider server; instructing the computing device to determine that the webpage is a particular webpage based on a determination that the webpage includes at least one field to be populated with user information; determining that the particular webpage is associated with a look-alike domain name based on: comparing a domain name of the particular webpage with at least one domain name of at least one second entity associated with at least one previously used unique schema-specific identifier associated with the user or at least one other user.

Abstract: In some implementations, a device may obtain registration information, associated with an account, including one or more training handwriting samples of a user. The device may detect an initiation of an event associated with the account. The device may provide, to a terminal device associated with the event, the one or more authentication prompts to cause the terminal device to provide the one or more authentication prompts while the event is pending. The device may obtain, from the terminal device, one or more handwriting samples in response to the one or more authentication prompts. The device may determine, using a machine learning model, whether the user is associated with the event based on whether the one or more handwriting samples are in a handwriting of the user. The device may authenticate the event based on determining whether the one or more handwriting samples are in the handwriting of the user.

Abstract: A transaction card assembly is disclosed, comprising a card body, an EMV chip, visible cardholder information, and a receiving portion disposed on the card body; a weighted card component comprising an attachment portion, the weighted card component being heavier than the card body and wherein, in a first configuration, the weighted card component is coupled to the card body via engagement between the receiving portion and the attachment portion, and in a second configuration, the weighted card component is uncoupled from the card body by disengagement between the attachment portion and the receiving portion, and wherein, in the first configuration, the weighted card component obfuscates the EMV chip and the visible cardholder information.

Abstract: A transaction card assembly is disclosed, comprising a card body, an EMV chip, visible cardholder information, and a receiving portion disposed on the card body; a weighted card component comprising an attachment portion, the weighted card component being heavier than the card body and wherein, in a first configuration, the weighted card component is coupled to the card body via engagement between the receiving portion and the attachment portion, and in a second configuration, the weighted card component is uncoupled from the card body by disengagement between the attachment portion and the receiving portion, and wherein, in the first configuration, the weighted card component obfuscates the EMV chip and the visible cardholder information.

Abstract: Methods and systems for limiting resource access based on user input using an authentication token. In some aspects, the authentication token receives user input indicating a first allocation for a first resource access to be executed at a first time. The authentication token generates recommendations for a second allocation related to the first allocation. The user selects a second allocation. At the first time, the authentication token receives a first resource access request and executes the first allocation. The authentication token also transmits first metadata to an access approval system. At the second time, in response to a second resource access request, the authentication token or the access approval system compares the second resource access request to the first metadata or the second allocation to approve or decline the second resource access request.

Abstract: Systems and methods for automatically locking a contactless card are provided. A server can identify when a timer associated with the contactless card expires, lock the contactless card after the timer has expired, receive, via a short-range communication antenna of a mobile device in communication with the server, a cryptogram from the contactless card, successfully decrypt the cryptogram to authenticate the contactless card, and when the contactless card has been authenticated, unlock the contactless card.

Abstract: Methods of verifying a user's identity using trusted members of the user's community are provided. Users may request trusted friends and family members register as vouching users. If a user needs to confirm the user's identity, such as during a multifactor authentication verification or in the event of a forgotten credential, vouching users may be called upon to verify user identity. Vouching users may confirm a user's identity via a group communication session or by proving physical proximity to the user. Physical proximity may be proven by tapping a token, such as an electronic device or a transaction card, to either the user's device and/or the vouching user's device. Using trusted friends and family members to verify a user's identity safeguards online accounts from deep fake AI creations and protects susceptible online users from phishing schemes and social engineering attacks.

Abstract: Methods of verifying a user's identity using trusted members of the user's community are provided. Users may request trusted friends and family members register as vouching users. If a user needs to confirm the user's identity, such as during a multifactor authentication verification or in the event of a forgotten credential, vouching users may be called upon to verify user identity. Vouching users may confirm a user's identity via a group communication session or by proving physical proximity to the user. Physical proximity may be proven by tapping a token, such as an electronic device or a transaction card, to either the user's device and/or the vouching user's device. Using trusted friends and family members to verify a user's identity safeguards online accounts from deep fake AI creations and protects susceptible online users from phishing schemes and social engineering attacks.

Abstract: Disclosed embodiments may include a system for authenticating a transaction within close proximity to a designated object. The system may generate a GUI that may include one or more interactive elements that are configured to allow a user to associate a transaction card with a designated object. The system may receive a user input configured to restrict use of the transaction card to within a specified range of the designated object and transaction data associated with an attempted transaction made at a point-of-sale device. The system may determine a location of the attempted transaction based on the transaction data. The system may receive designated object location data that represents a location of the designated object from a tracking device associated with the designated object. Responsive to determining that the attempted transaction is within the specified range of the designated object, the system may authorize the attempted transaction.

Abstract: Aspects described herein may obfuscate publicly available personal information by publishing generated synthetic user personal data to one or more sites. By publishing the generated synthetic personal data to one or more sites, a user's actual personal data will be more difficult to discern and/or detect, resulting in greater privacy, security, and/or control of personal information. A machine learning model may be trained to generate synthetic personal data based on verified personal data and/or training datasets. Upon receiving a request from a user, the machine learning model may generate synthetic personal data, which appears similar to the publicly available information but includes false and/or inaccurate data and/or information about the user. The generated synthetic personal data and/or information may be disseminated to a plurality of sites to hide, or otherwise obfuscate, the user's actual data and/or information.

Abstract: In some implementations, a device may obtain registration information, associated with an account, including one or more training handwriting samples of a user. The device may detect an initiation of an event associated with the account. The device may provide, to a terminal device associated with the event, the one or more authentication prompts to cause the terminal device to provide the one or more authentication prompts while the event is pending. The device may obtain, from the terminal device, one or more handwriting samples in response to the one or more authentication prompts. The device may determine, using a machine learning model, whether the user is associated with the event based on whether the one or more handwriting samples are in a handwriting of the user. The device may authenticate the event based on determining whether the one or more handwriting samples are in the handwriting of the user.

Abstract: A transaction card assembly is described including: a card body including a Europay, Mastercard, and Visa (EMV) chip and a receiving portion; a removable sheath component including visible cardholder information and an attachment portion; wherein, in a first configuration, the removable sheath component is coupled to the card body via engagement between the receiving portion and the attachment portion, and in a second configuration, the removable sheath component is uncoupled from the card body by disengagement between the attachment portion and the receiving portion, and wherein, in the first configuration, the visible cardholder information is obfuscated by the card body.

Abstract: In some implementations, an augmented reality device may establish a link with a transaction device. The augmented reality device may scan a surrounding environment to identify one or more objects in the surrounding environment using computer vision. The augmented reality device may determine, based on a notification that the transaction device was used to perform a transaction, a category associated with one or more objects that were identified in the surrounding environment at a time that the transaction was performed. The augmented reality device may send, to a transaction backend system, information that identifies a merchant category code (MCC) associated with the transaction based on the category associated with the one or more objects that were identified in the surrounding environment at the time that the transaction was performed.

Abstract: Disclosed embodiments may include a system for improving usability of a contactless payment terminal device. The system may detect a presence of a contactless transaction card. Responsive to determining that the contactless transaction card is not positioned at a desired location relative to a location of a contactless transaction card reader, the system may output a dynamic proximity guide indication. The dynamic proximity guide indication may be configured to provide a dynamically changing indication of how close the contactless transaction card is to being positioned at the desired location.

Abstract: The invention provides systems and methods for distributing a transaction among multiple parties. In exemplary embodiments where users have two or more contactless cards, each card can be tapped to a user device, and a user device application can receive payment information from each card. Then the user device application transmits each payment information to one selected card. The selected card can then transmit each payment information, including its own payment information, to a payment processor.

Abstract: In certain embodiments, token data may be generated, updated, and presented on a token display of a token. In some embodiments, a communication session may be initiated between a token and a terminal. Authentication data stored on the token may be replaced with updated authentication data. Updated token data may be generated based on updated authentication data. The token data on an electrophoretic display may be replaced with the updated token data.

Abstract: A multi-module wearable device. According to an embodiment of the present disclosure, there is provided a system, including: a first wearable instrument; a second wearable instrument including a biometric sensor; an electrical connection between the first wearable instrument and the second wearable instrument; and a strap, sized and dimensioned to be disposed about a wrist. The electrical connection may be capable of connecting the first wearable instrument to the second wearable instrument when the second wearable instrument is at a first position on the strap relative to the first wearable instrument, and of connecting the first wearable instrument to the second wearable instrument when the second wearable instrument is at a second position on the strap relative to the first wearable instrument.

Abstract: A system, method, and apparatus for securely carrying a bow comprises: a body, a first end of the body further comprising a loop hook configured on the first end, a second end of the body, a bow mount configured on the second end of the body, and an external attachment point comprising: a strap, a loop in the strap configured to engage the loop hook; and a latch.

Abstract: A common mode choke apparatus includes a first bus bar forming a first plurality of loops about a first segment of a ferrite core, the first bus bar having a plurality of first upper surfaces, and a second bus bar forming a second plurality of loops about a second segment of the ferrite core, the second bus bar having a plurality of second upper surfaces.

Abstract: A common mode choke apparatus includes a first bus bar forming a first plurality of loops about a first segment of a ferrite core, the first bus bar having a plurality of first upper surfaces, and a second bus bar forming a second plurality of loops about a second segment of the ferrite core, the second bus bar having a plurality of second upper surfaces.