Patents by Inventor Arnold James Schmidt

Arnold James Schmidt has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20260111897
    Abstract: A transaction classification system obtains a data set including first data associated with a first characteristic and second data associated with a second characteristic. In response to obtaining the data set, the system uses a classification model to generate a classification by classifying the first data into majority data and the second data into minority data. From the classification and using the classification model, the system determines a cost. The system modifies the classification model based on this cost to generate an updated classification model. The system uses the updated classification model to re-classify a subset of the first data into the minority data and a subset of the second data into the majority data.
    Type: Application
    Filed: December 18, 2025
    Publication date: April 23, 2026
    Inventor: Arnold James Schmidt
  • Publication number: 20240403332
    Abstract: A data classification system obtains a data set including first data associated with a first characteristic and second data associated with a second characteristic. In response to obtaining the data set, the system uses a classification model to generate a classification by classifying the first data into majority data and the second data into minority data. From the classification and using the classification model, the system determines a loss. The system modifies the classification model based on this loss to generate an updated classification model. The system uses the updated classification model to re-classify a subset of the first data into the minority data and a subset of the second data into the majority data.
    Type: Application
    Filed: June 11, 2024
    Publication date: December 5, 2024
    Inventor: Arnold James Schmidt
  • Patent number: 12050625
    Abstract: A data classification system obtains a data set including first data associated with a first characteristic and second data associated with a second characteristic. In response to obtaining the data set, the system uses a classification model to generate a classification by classifying the first data into majority data and the second data into minority data. From the classification and using the classification model, the system determines a loss. The system modifies the classification model based on this loss to generate an updated classification model. The system uses the updated classification model to re-classify a subset of the first data into the minority data and a subset of the second data into the majority data.
    Type: Grant
    Filed: September 16, 2021
    Date of Patent: July 30, 2024
    Assignee: Synchrony Bank
    Inventor: Arnold James Schmidt
  • Publication number: 20230132208
    Abstract: A transaction classification system obtains a data set including first data associated with a first characteristic and second data associated with a second characteristic. In response to obtaining the data set, the system uses a classification model to generate a classification by classifying the first data into majority data and the second data into minority data. From the classification and using the classification model, the system determines a cost. The system modifies the classification model based on this cost to generate an updated classification model. The system uses the updated classification model to re-classify a subset of the first data into the minority data and a subset of the second data into the majority data.
    Type: Application
    Filed: October 12, 2022
    Publication date: April 27, 2023
    Inventor: Arnold James Schmidt
  • Patent number: 11501304
    Abstract: A transaction classification system obtains a data set including first data associated with a first characteristic and second data associated with a second characteristic. In response to obtaining the data set, the system uses a classification model to generate a classification by classifying the first data into majority data and the second data into minority data. From the classification and using the classification model, the system determines a cost. The system modifies the classification model based on this cost to generate an updated classification model. The system uses the updated classification model to re-classify a subset of the first data into the minority data and a subset of the second data into the majority data.
    Type: Grant
    Filed: March 10, 2021
    Date of Patent: November 15, 2022
    Assignee: SYNCHRONY BANK
    Inventor: Arnold James Schmidt
  • Publication number: 20220083571
    Abstract: A data classification system obtains a data set including first data associated with a first characteristic and second data associated with a second characteristic. In response to obtaining the data set, the system uses a classification model to generate a classification by classifying the first data into majority data and the second data into minority data. From the classification and using the classification model, the system determines a loss. The system modifies the classification model based on this loss to generate an updated classification model. The system uses the updated classification model to re-classify a subset of the first data into the minority data and a subset of the second data into the majority data.
    Type: Application
    Filed: September 16, 2021
    Publication date: March 17, 2022
    Inventor: Arnold James Schmidt
  • Publication number: 20210287222
    Abstract: A transaction classification system obtains a data set including first data associated with a first characteristic and second data associated with a second characteristic. In response to obtaining the data set, the system uses a classification model to generate a classification by classifying the first data into majority data and the second data into minority data. From the classification and using the classification model, the system determines a cost. The system modifies the classification model based on this cost to generate an updated classification model. The system uses the updated classification model to re-classify a subset of the first data into the minority data and a subset of the second data into the majority data.
    Type: Application
    Filed: March 10, 2021
    Publication date: September 16, 2021
    Applicant: Synchrony Bank
    Inventor: Arnold James Schmidt