Patents by Inventor Aron Clark

Aron Clark has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220342975
    Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.
    Type: Application
    Filed: July 13, 2022
    Publication date: October 27, 2022
    Applicant: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Simon Hurry, Aron Clark, Marc Cleven
  • Patent number: 11423134
    Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.
    Type: Grant
    Filed: January 13, 2020
    Date of Patent: August 23, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Simon Hurry, Aron Clark, Marc Cleven
  • Publication number: 20200151314
    Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.
    Type: Application
    Filed: January 13, 2020
    Publication date: May 14, 2020
    Inventors: Simon Hurry, Aron Clark, Marc Cleven
  • Patent number: 10572646
    Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.
    Type: Grant
    Filed: July 9, 2018
    Date of Patent: February 25, 2020
    Assignee: Visa International Service Association
    Inventors: Simon Hurry, Aron Clark, Marc Cleven
  • Publication number: 20180314814
    Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.
    Type: Application
    Filed: July 9, 2018
    Publication date: November 1, 2018
    Inventors: Simon Hurry, Aron Clark, Marc Cleven
  • Patent number: 10073962
    Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.
    Type: Grant
    Filed: June 2, 2016
    Date of Patent: September 11, 2018
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Simon Hurry, Aron Clark, Marc Cleven
  • Publication number: 20170286663
    Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.
    Type: Application
    Filed: June 2, 2016
    Publication date: October 5, 2017
    Inventors: Simon Hurry, Aron Clark, Marc Cleven
  • Patent number: 8811892
    Abstract: The subject matter described herein includes a method of performing multiple transactions through a single near field communication (NFC) tap. The method includes storing, at a linking application in a wireless device, a plurality of application identifiers (AIDs) that identify a plurality of applications to be processed in a single NFC tap. The method can further include detecting, by a wireless device reader, a linking application AID in the wireless device that identifies the linking application upon interfacing the wireless device with the wireless device reader through the single NFC tap. The method can include accessing, by the wireless device reader, the plurality of AIDs using the linking application. The method can further include processing the plurality of applications associated with the plurality of AIDs through the single NFC tap.
    Type: Grant
    Filed: April 5, 2011
    Date of Patent: August 19, 2014
    Assignee: Mastercard International Incorporated
    Inventors: Mohammad Khan, Philippe Martin, Jean-Christophe Raynon, Aron Clark
  • Publication number: 20110244796
    Abstract: The subject matter described herein includes a method of performing multiple transactions through a single near field communication (NFC) tap. The method includes storing, at a linking application in a wireless device, a plurality of application identifiers (AIDs) that identify a plurality of applications to be processed in a single NFC tap. The method can further include detecting, by a wireless device reader, a linking application AID in the wireless device that identifies the linking application upon interfacing the wireless device with the wireless device reader through the single NFC tap. The method can include accessing, by the wireless device reader, the plurality of AIDs using the linking application. The method can further include processing the plurality of applications associated with the plurality of AIDs through the single NFC tap.
    Type: Application
    Filed: April 5, 2011
    Publication date: October 6, 2011
    Inventors: Mohammad Khan, Philippe Martin, Jean-Christophe Raynon, Aron Clark