Patents by Inventor Aron Clark
Aron Clark has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12748831Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.Type: GrantFiled: September 23, 2024Date of Patent: September 29, 2026Assignee: Visa International Service AssociationInventors: Simon Hurry, Aron Clark, Marc Cleven
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Publication number: 20250013728Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.Type: ApplicationFiled: September 23, 2024Publication date: January 9, 2025Applicant: VISA INTERATIONAL SERVICE ASSOCIATIONInventors: Simon Hurry, Aron Clark, Marc Cleven
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Patent number: 12135775Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.Type: GrantFiled: July 13, 2022Date of Patent: November 5, 2024Assignee: Visa International Service AssociationInventors: Simon Hurry, Aron Clark, Marc Cleven
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Publication number: 20220342975Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.Type: ApplicationFiled: July 13, 2022Publication date: October 27, 2022Applicant: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Simon Hurry, Aron Clark, Marc Cleven
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Patent number: 11423134Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.Type: GrantFiled: January 13, 2020Date of Patent: August 23, 2022Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Simon Hurry, Aron Clark, Marc Cleven
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Publication number: 20200151314Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.Type: ApplicationFiled: January 13, 2020Publication date: May 14, 2020Inventors: Simon Hurry, Aron Clark, Marc Cleven
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Patent number: 10572646Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.Type: GrantFiled: July 9, 2018Date of Patent: February 25, 2020Assignee: Visa International Service AssociationInventors: Simon Hurry, Aron Clark, Marc Cleven
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Publication number: 20180314814Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.Type: ApplicationFiled: July 9, 2018Publication date: November 1, 2018Inventors: Simon Hurry, Aron Clark, Marc Cleven
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Patent number: 10073962Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.Type: GrantFiled: June 2, 2016Date of Patent: September 11, 2018Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Simon Hurry, Aron Clark, Marc Cleven
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Publication number: 20170286663Abstract: Methods and systems for facilitating a transaction are provided. A transaction involving an integrated circuit user device in contact with an access device is processed in less time, such that the user device can be removed at an earlier time. In embodiments, an access device provides an estimated value to a user device such that a cryptogram can be generated without waiting for a final value. Additionally, the access device can store user device data and then complete the transaction with the user device before authorizing the transaction, such that the user device can be removed without waiting for an authorization response.Type: ApplicationFiled: June 2, 2016Publication date: October 5, 2017Inventors: Simon Hurry, Aron Clark, Marc Cleven
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Patent number: 8811892Abstract: The subject matter described herein includes a method of performing multiple transactions through a single near field communication (NFC) tap. The method includes storing, at a linking application in a wireless device, a plurality of application identifiers (AIDs) that identify a plurality of applications to be processed in a single NFC tap. The method can further include detecting, by a wireless device reader, a linking application AID in the wireless device that identifies the linking application upon interfacing the wireless device with the wireless device reader through the single NFC tap. The method can include accessing, by the wireless device reader, the plurality of AIDs using the linking application. The method can further include processing the plurality of applications associated with the plurality of AIDs through the single NFC tap.Type: GrantFiled: April 5, 2011Date of Patent: August 19, 2014Assignee: Mastercard International IncorporatedInventors: Mohammad Khan, Philippe Martin, Jean-Christophe Raynon, Aron Clark
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Publication number: 20110244796Abstract: The subject matter described herein includes a method of performing multiple transactions through a single near field communication (NFC) tap. The method includes storing, at a linking application in a wireless device, a plurality of application identifiers (AIDs) that identify a plurality of applications to be processed in a single NFC tap. The method can further include detecting, by a wireless device reader, a linking application AID in the wireless device that identifies the linking application upon interfacing the wireless device with the wireless device reader through the single NFC tap. The method can include accessing, by the wireless device reader, the plurality of AIDs using the linking application. The method can further include processing the plurality of applications associated with the plurality of AIDs through the single NFC tap.Type: ApplicationFiled: April 5, 2011Publication date: October 6, 2011Inventors: Mohammad Khan, Philippe Martin, Jean-Christophe Raynon, Aron Clark