Abstract: Systems and methods for creating a verified customer profile are disclosed. In some exemplary embodiments, a customer first provides a phone number. A message is then sent to the device associated with the phone number to request a specific response. When the specific response is received from the user, it is then verified that the user has possession of the device associated with the phone number. An identity query may be sent to each of multiple identity services and a response may be received from each of the multiple identity services in response to the identity query. The responses from each of the multiple identity services are then processed to determine the accuracy of the at least one of date of birth, address, or social security number of the customer in each response. The verified responses are stored as the basic profile of the customer in a database as records.