Patents by Inventor Arthur Barnett
Arthur Barnett has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10776765Abstract: The invention presented comprises a system and method for executing a cash payment via a computer network. A payor computing device communicates over a computer network with payee computing devices via a P2P server. The P2P server is operative to receive a payment request from the payor computing device and process the payment by debiting a financial instrument specified by a payor utilizing the payor computing device. The payment request is transmitted from the P2P server to a cash payment server operative to receive the payment request and translate the request into the native format of an ATM control server, the native format of the P2P server and ATM control server not being interoperable. The ATM control server is operative to generate a PIN code, which is transmitted along with the received payment instructions to an ATM.Type: GrantFiled: June 21, 2017Date of Patent: September 15, 2020Assignee: American Express Travel Related Services Company, Inc.Inventors: Catherine L. Amann, Arthur Barnett, Jaromir G. Divilek, Garling Lee, Eric T. Nissenbaum
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Publication number: 20170286931Abstract: The invention presented comprises a system and method for executing a cash payment via a computer network. A payor computing device communicates over a computer network with payee computing devices via a P2P server. The P2P server is operative to receive a payment request from the payor computing device and process the payment by debiting a financial instrument specified by a payor utilizing the payor computing device. The payment request is transmitted from the P2P server to a cash payment server operative to receive the payment request and translate the request into the native format of an ATM control server, the native format of the P2P server and ATM control server not being interoperable. The ATM control server is operative to generate a PIN code, which is transmitted along with the received payment instructions to an ATM.Type: ApplicationFiled: June 21, 2017Publication date: October 5, 2017Applicant: American Express Travel Related Services Company, Inc.Inventors: Catherine L. Amann, Arthur Barnett, Jaromir G. Divilek, Garling Lee, Eric T. Nissenbaum
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Patent number: 9710795Abstract: The invention presented comprises a system and method for executing a cash payment via a computer network. A payor computing device communicates over a computer network with payee computing devices via a P2P server. The P2P server is operative to receive a payment request from the payor computing device and process the payment by debiting a financial instrument specified by a payor utilizing the payor computing device. The payment request is transmitted from the P2P server to a cash payment server operative to receive the payment request and translate the request into the native format of an ATM control server, the native format of the P2P server and ATM control server not being interoperable. The ATM control server is operative to generate a PIN code, which is transmitted along with the received payment instructions to an ATM.Type: GrantFiled: March 11, 2013Date of Patent: July 18, 2017Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Catherine L. Amann, Arthur Barnett, Jaromir G. Divilek, Garling Lee, Eric T. Nissenbaum
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Patent number: 8417607Abstract: The invention presented comprises a system and method for executing a cash payment via a computer network. A payor computing device communicates over a computer network with payee computing devices via a P2P server. The P2P server is operative to receive a payment request from the payor computing device and process the payment by debiting a financial instrument specified by a payor utilizing the payor computing device. The payment request is transmitted from the P2P server to a cash payment server operative to receive the payment request and translate the request into the native format of an ATM control server, the native format of the P2P server and ATM control server not being interoperable. The ATM control server is operative to generate a PIN code, which is transmitted along with the received payment instructions to an ATM. The ATM receives the payment instructions and dispenses the payment upon receipt of the PIN code.Type: GrantFiled: November 30, 2010Date of Patent: April 9, 2013Assignee: American Express Travel Related Services Company, Inc.Inventors: Catherine L. Amann, Arthur Barnett, Jaromir G. Divilek, Garling Lee, Eric T. Nissenbaum
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Publication number: 20110071943Abstract: The invention presented comprises a system and method for executing a cash payment via a computer network. A payor computing device communicates over a computer network with payee computing devices via a P2P server. The P2P server is operative to receive a payment request from the payor computing device and process the payment by debiting a financial instrument specified by a payor utilizing the payor computing device. The payment request is transmitted from the P2P server to a cash payment server operative to receive the payment request and translate the request into the native format of an ATM control server, the native format of the P2P server and ATM control server not being interoperable. The ATM control server is operative to generate a PIN code, which is transmitted along with the received payment instructions to an ATM. The ATM receives the payment instructions and dispenses the payment upon receipt of the PIN code.Type: ApplicationFiled: November 30, 2010Publication date: March 24, 2011Applicant: American Express Travel Related Services Company, Inc.Inventors: Catherine L. Amann, Arthur Barnett, Jaromir G. Divilek, Garling Lee, Eric T. Nissenbaum
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Patent number: 7890404Abstract: The invention presented comprises a system and method for executing a cash payment via a computer network. A payor computing device communicates over a computer network with payee computing devices via a P2P server. The P2P server is operative to receive a payment request from the payor computing device and process the payment by debiting a financial instrument specified by a payor utilizing the payor computing device. The payment request is transmitted from the P2P server to a cash payment server operative to receive the payment request and translate the request into the native format of an ATM control server, the native format of the P2P server and ATM control server not being interoperable. The ATM control server is operative to generate a PIN code, which is transmitted along with the received payment instructions to an ATM. The ATM receives the payment instructions and dispenses the payment upon receipt of the PIN code.Type: GrantFiled: January 29, 2010Date of Patent: February 15, 2011Assignee: American Express Travel Related Services Company, Inc.Inventors: Catherine L. Amann, Arthur Barnett, Jaromir G. Divilek, Garling Lee, Eric T. Nissenbaum
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Publication number: 20100138342Abstract: The invention presented comprises a system and method for executing a cash payment via a computer network. A payor computing device communicates over a computer network with payee computing devices via a P2P server. The P2P server is operative to receive a payment request from the payor computing device and process the payment by debiting a financial instrument specified by a payor utilizing the payor computing device. The payment request is transmitted from the P2P server to a cash payment server operative to receive the payment request and translate the request into the native format of an ATM control server, the native format of the P2P server and ATM control server not being interoperable. The ATM control server is operative to generate a PIN code, which is transmitted along with the received payment instructions to an ATM. The ATM receives the payment instructions and dispenses the payment upon receipt of the PIN code.Type: ApplicationFiled: January 29, 2010Publication date: June 3, 2010Applicant: American Express Travel Related Services Company, Inc.Inventors: Catherine L. Amann, Arthur Barnett, Jaromir G. Divilek, Garling Lee, Eric T. Nissenbaum
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Patent number: 7680738Abstract: The invention presented comprises a system and method for executing a cash payment via a computer network. A payor computing device communicates over a computer network with payee computing devices via a P2P server. The P2P server is operative to receive a payment request from the payor computing device and process the payment by debiting a financial instrument specified by a payor utilizing the payor computing device. The payment request is transmitted from the P2P server to a cash payment server operative to receive the payment request and translate the request into the native format of an ATM control server, the native format of the P2P server and ATM control server not being interoperable. The ATM control server is operative to generate a PIN code, which is transmitted along with the received payment instructions to an ATM. The ATM receives the payment instructions and dispenses the payment upon receipt of the PIN code.Type: GrantFiled: October 16, 2001Date of Patent: March 16, 2010Assignee: American Express Travel Related Services Company, Inc.Inventors: Catherine L. Amann, Arthur Barnett, Jaromir G. Divilek, Garling Lee, Eric T. Nissenbaum
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Publication number: 20070215686Abstract: There is provided an automated teller machine (ATM) voice guidance system and method that enables a visually and/or hearing impaired individual to conveniently and easily carry out financial transactions on an ATM to thereby conform to government regulations. The ATM voice guidance system provides simultaneous and synchronized audio instructions via an audio port that correspond to visual instructions presented on an ATM display screen and comprises creating voice guidance instructions and scripts, converting the instructions and scripts to audio files, loading the audio files to an ATM for subsequent access and retrieval of the audio files for voice guidance, detecting use of the ATM, outputting the selected audio files to an audio port in synchronization with said corresponding text instructions or scripts displayed on a display screen, and accepting user input to said outputted audio files.Type: ApplicationFiled: January 22, 2004Publication date: September 20, 2007Inventors: Craig Matson, Arthur Barnett, Jaromir Divilek
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Publication number: 20020062285Abstract: The invention presented comprises a system and method for executing a cash payment via a computer network. A payor computing device communicates over a computer network with payee computing devices via a P2P server. The P2P server is operative to receive a payment request from the payor computing device and process the payment by debiting a financial instrument specified by a payor utilizing the payor computing device. The payment request is transmitted from the P2P server to a cash payment server operative to receive the payment request and translate the request into the native format of an ATM control server, the native format of the P2P server and ATM control server not being interoperable. The ATM control server is operative to generate a PIN code, which is transmitted along with the received payment instructions to an ATM. The ATM receives the payment instructions and dispenses the payment upon receipt of the PIN code.Type: ApplicationFiled: October 16, 2001Publication date: May 23, 2002Inventors: Catherine L. Amann, Arthur Barnett, Jaromir G. Divilek, Garling Lee, Eric T. Nissenbaum