Patents by Inventor Arthur C. CARLOS

Arthur C. CARLOS has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHOD AND SYSTEM FOR CALCULATING THE PREMIUMS AND BENEFITS OF LIFE INSURANCE AND RELATED RISK PRODUCTS BASED ON PARTICIPATION IN A WELLNESS PROGRAM
    Publication number: 20090150192
    Abstract: A method, information processing system, and computer program storage product dynamically manage risk coverage premiums. A given time period is determined to have expired. A risk coverage premium associated with a policy holder is retrieved. A wellness program status level is determined to be associated with the policy holder. A current risk coverage premium is dynamically adjusted based on the current wellness program status level.
    Type: Application
    Filed: December 12, 2008
    Publication date: June 11, 2009
    Applicant: Discovery Holdings Limited
    Inventors: Adrian GORE, Alan POLLARD, Craig NOSSEL, Arthur C. CARLOS, Francois MILLARD