Abstract: A jewelry stone cluster comprising four gemstone sections which are mounted in a setting and which are juxtaposed to each other. Each gemstone section includes a table facet and, in one form, a respective pair of adjacent cross facets, with the cross facets extending in planes that are at an angle to their respective table facet. Together, the four pairs of juxtaposed cross facets define an inscribed cross symbol. Preferably, the upper gemstone quadrant sections are smaller sized, so that the arms of the cross are located vertically higher. The overall shape of the gemstone cluster can be round, four sided, oval, marquis, pear, polygonal or any shape.