Abstract: A system and method for payment by a consumer of a purchase from one of a plurality of participating vendors. Each product or service for purchase is classified by a central office into a unique class. A single vendor is permitted for each class of product or service thereby guaranteeing a maximum return of investment. The consumer establishes a vendor escrow account, wherein each vendor escrow accounts is associated with a specific participating vendor. In advance of the purchase, a predetermined amount of funds, as specified by the consumer, is diverted from their paycheck into the vendor escrow account and prohibited thereafter from withdrawal by the consumer. Appropriate funds are debited from the vendor escrow account in payment for the purchase made by the consumer from the associated participating vendor.

Abstract: This invention pertains to a sustained release delivery device for delivering a beneficial agent into the oral cavity of a patient. More particularly, the invention relates to a device comprising about 0.1% to about 20% by weight beneficial agent, about 40% to about 95% by weight ethylene vinyl acetate copolymer having a vinyl acetate content of about 4% to about 80% and about 1% to about 60% by weight polyvinyl pyrrolidone.