Abstract: A system including a flotation mechanism incorporated into a chassis or framework constituent of a vehicle, the flotation mechanism is operable for protecting a vehicle from losses in cases of vehicle drowning accidents; an airbag implement for keeping the vehicle afloat or above water; a cylinder implement for housing the airbag implement, wherein the cylinder implement having two half cylinders that is configured to swing open when activated; a hinge implement including a continuous hinge that is configured to hold the two half cylinders together and allow the two half cylinders to swing open; and a sensor implement for detecting a presence of water or liquid flooding a vehicle, wherein the sensor implement is further configured to send an emergency signal the flotation mechanism, for the flotation mechanism to deploy the airbag implement.

Abstract: A system including a flotation mechanism incorporated into a chassis or framework constituent of a vehicle, the flotation mechanism is operable for protecting a vehicle from losses in cases of vehicle drowning accidents; an airbag implement for keeping the vehicle afloat or above water; a cylinder implement for housing the airbag implement, wherein the cylinder implement having two half cylinders that is configured to swing open when activated; a hinge implement including a continuous hinge that is configured to hold the two half cylinders together and allow the two half cylinders to swing open; and a sensor implement for detecting a presence of water or liquid flooding a vehicle, wherein the sensor implement is further configured to send an emergency signal the flotation mechanism, for the flotation mechanism to deploy the airbag implement.

Abstract: A method, system and program storage device in a client/server environment comprises establishing a connection with the server for the purpose of obtaining at least one insurance policy. An individual's request to obtain a bail bond insurance policy is communicated to the server. Personal information is obtained about the individual. The personal information is communicated to the server where the server processes the personal information and generates insurance rate information at least in part based on the personal information. The insurance rate information is received from the server. The insurance rate information is displayed for selection. A selection of the individual is communicated to the server where the server generates a bail bond insurance policy at least in part based on the selection with the individual as the holder of the bail bond insurance policy.