Abstract: The systems, methods, and computer readable mediums described herein provide a secure method for a transaction account issuer to issue a digital pass to an existing transaction account holder (e.g., an existing user) that may be shared and/or provided to a prospective transaction account holder (e.g., a new user). The digital pass may be sharable from an existing user's user device to a new user's user device. The systems, methods, and computer readable mediums described herein may also employ an adaptive web design solution to increase application completion rates by capturing minimal viable information from a prospective member.

Abstract: The systems, methods, and computer readable mediums described herein provide a secure method for a transaction account issuer to issue a digital pass to an existing transaction account holder (e.g., an existing user) that may be shared and/or provided to a prospective transaction account holder (e.g., a new user). The digital pass may be sharable from an existing user's user device to a new user's user device. The systems, methods, and computer readable mediums described herein may also employ an adaptive web design solution to increase application completion rates by capturing minimal viable information from a prospective member.

Abstract: The systems, methods, and computer readable mediums described herein provide a secure method for a transaction account issuer to issue a digital pass to an existing transaction account holder (e.g., an existing user) that may be shared and/or provided to a prospective transaction account holder (e.g., a new user). The digital pass may be sharable from an existing user's user device to a new user's user device. The systems, methods, and computer readable mediums described herein may also employ an adaptive web design solution to increase application completion rates by capturing minimal viable information from a prospective member.

Abstract: The systems, methods, and computer readable mediums described herein provide a secure method for a transaction account issuer to issue a digital pass to an existing transaction account holder (e.g., an existing user) that may be shared and/or provided to a prospective transaction account holder (e.g., a new user). The digital pass may be sharable from an existing user's user device to a new user's user device. The systems, methods, and computer readable mediums described herein may also employ an adaptive web design solution to increase application completion rates by capturing minimal viable information from a prospective member.

Abstract: The systems, methods, and computer readable mediums described herein provide a secure method for a transaction account issuer to issue a digital pass to an existing transaction account holder (e.g., an existing user) that may be shared and/or provided to a prospective transaction account holder (e.g., a new user). The digital pass may be sharable from an existing user's user device to a new user's user device. The systems, methods, and computer readable mediums described herein may also employ an adaptive web design solution to increase application completion rates by capturing minimal viable information from a prospective member.

Abstract: The present disclosure includes systems and techniques relating to representation and retrieval of data structures in databases. In general, embodiments of the invention feature a computer program product and a method including storing a generalized directed acyclic graph (DAG) in a database, wherein the storing includes encoding path information of the generalized DAG in entries of a path table in the database, the encoding includes converting the path information into text strings, and the entries of the path table correspond to paths in the generalized DAG from nodes of the generalized DAG to a root node of the generalized DAG; triggering generation of a lexical index of the path table using the text strings, wherein the lexical index separately lists tokens included in the entries; and retrieving one or more portions of the generalized DAG from the database for in-memory operations.

Abstract: The present disclosure includes systems and techniques relating to representation and retrieval of data structures in databases. In general, embodiments of the invention feature a computer program product and a method including storing a generalized directed acyclic graph (DAG) in a database, wherein the storing includes encoding path information of the generalized DAG in entries of a path table in the database, the encoding includes converting the path information into text strings, and the entries of the path table correspond to paths in the generalized DAG from nodes of the generalized DAG to a root node of the generalized DAG; triggering generation of a lexical index of the path table using the text strings, wherein the lexical index separately lists tokens included in the entries; and retrieving one or more portions of the generalized DAG from the database for in-memory operations.