Abstract: A system or method of image-based login authentication of a user on an access device using a mobile device registered to the user can include receiving login information at the access device, displaying an image reference at the access device, the image reference being one among a plurality of image references provisioned at the mobile device and an authentication authority, displaying the image reference selected by the authentication authority along with other image references, and receiving an authentication token at the authentication authority from the mobile device corresponding to a selection at the mobile device of one of the plurality of image references provisioned at the mobile device. The method can further include receiving validation by the access device of a completed authentication if the selection matches the image reference displayed at the access device and allowing login at the access device if the authentication token is validated.

Abstract: A server computer and related methods for presenting and validating accrual data are disclosed. In some embodiments, the server computer is programmed to cause presentation of one or more graphical user interfaces by different computers in the computing environment for accrual processing during an accrual period.