Abstract: The system may be configured to perform operations including receiving a transaction history having transaction information; parsing transactions of the plurality of transactions into a plurality of spending types based on metadata in the transaction information; identifying a first spending type of a first transaction based on associated metadata, wherein the first spending type is related to a travel expense; identifying a first parameter associated with the first spending type in the transaction information of the first transaction; determining a first parameter value of the first parameter; determining a first parameter benchmark value associated with the first parameter; comparing the first parameter value to the first parameter benchmark value to determine a first parameter value difference; determining a first parameter adjustment recommendation in response to the first parameter value unfavorably differing from the first parameter benchmark value; and/or displaying the first parameter adjustment recom