Patents by Inventor Ashish P. Ajmera

Ashish P. Ajmera has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240311789
    Abstract: Systems and methods for efficient presentation of payment options at point of sale devices are disclosed. A method may include: identifying a plurality of stored or provisioned payment cards in customer wallets for a merchant; (2) pre-qualifying each of the customers associated with the stored/provisioned payment cards for one or more installment payment options for a purchase from the merchant; and (3) communicating a list of token reference identifiers for stored/provisioned payment cards that have been pre-qualified and the one or more pre-qualified installment payment options to a merchant computer program executed by a merchant backend, wherein the merchant computer program receives a token reference identifier for a stored or provisioned payment card in one of the customer wallets, determines that the token reference identifier is on the list of pre-qualified token reference identifiers, and presents the one or more installment payment options in a checkout user interface.
    Type: Application
    Filed: March 13, 2023
    Publication date: September 19, 2024
    Inventors: Rasik GOYAL, Nikunj TANNA, Ashish P. AJMERA, Sanjay DURGADIN, Riti SINGHAL, Prashant G. PARANJAPE, Selva DHARMARAJ, Josh BERGER, Tushar MISHRA, Sean RODWELL-SIMON, Shashank AITHALA, Hari Kishore CHITNENI, Lakshminarayana BAYAPAREDDY, Rajendra HEBBATAM
  • Patent number: 9953326
    Abstract: Systems and methods are disclosed for providing alerts to one or more customers at an optimized time and communication channel based on at least customer preferences, transactions, activities, usage patterns, and other information; and for allowing customers to directly respond and communicate feedback to alerts that are provided to complete various account actions, including to “snooze” one or more alerts.
    Type: Grant
    Filed: May 2, 2012
    Date of Patent: April 24, 2018
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Kathleen L. Plymouth, Ashish P. Ajmera, Sean H. Murray
  • Publication number: 20130293363
    Abstract: Systems and methods are disclosed for providing alerts to one or more customers at an optimized time and communication channel based on at least customer preferences, transactions, activities, usage patterns, and other information; and for allowing customers to directly respond and communicate feedback to alerts that are provided to complete various account actions, including to “snooze” one or more alerts.
    Type: Application
    Filed: May 2, 2012
    Publication date: November 7, 2013
    Inventors: Kathleen L. Plymouth, Ashish P. Ajmera, Sean H. Murray