Patents by Inventor Ashley Cook

Ashley Cook has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11615491
    Abstract: A system for storing data related to a transaction and for facilitating the transaction, the system comprising: an application server coupled with a database and configured to store information associated with a plurality of transactions, the information including account information related to a user account maintained by a first financial institution, a recipient identifier, and account information related to a recipient account maintained with a second financial institution, the application server further configured to: receive transaction data associated with a payment of the transaction, the transaction data comprising an identifier and user account information; identify the recipient account information based on a comparison of the received identifier against the stored recipient identifier; generate transfer instructions data based on the transaction data and recipient account information; and forward the transfer instructions data to the first financial institution based on the user account informatio
    Type: Grant
    Filed: February 12, 2021
    Date of Patent: March 28, 2023
    Assignee: ZOCCAM TECHNOLOGIES, INC.
    Inventor: Ashley Cook
  • Patent number: 11562450
    Abstract: A system for storing data related to a transaction and for facilitating the transaction, the system comprising: an application server coupled with a database and configured to store information associated with a plurality of transactions, the information including account information related to a user account maintained by a first financial institution, a recipient identifier, and account information related to a recipient account maintained with a second financial institution, the application server further configured to: receive transaction data associated with a payment of the transaction, the transaction data comprising an identifier and user account information; identify the recipient account information based on a comparison of the received identifier against the stored recipient identifier; generate transfer instructions data based on the transaction data and recipient account information; and forward the transfer instructions data to the first financial institution based on the user account informatio
    Type: Grant
    Filed: May 5, 2021
    Date of Patent: January 24, 2023
    Assignee: ZOCCAM TECHNOLOGIES, INC.
    Inventor: Ashley Cook
  • Publication number: 20210256641
    Abstract: A system for storing data related to a transaction and for facilitating the transaction, the system comprising: an application server coupled with a database and configured to store information associated with a plurality of transactions, the information including account information related to a user account maintained by a first financial institution, a recipient identifier, and account information related to a recipient account maintained with a second financial institution, the application server further configured to: receive transaction data associated with a payment of the transaction, the transaction data comprising an identifier and user account information; identify the recipient account information based on a comparison of the received identifier against the stored recipient identifier; generate transfer instructions data based on the transaction data and recipient account information; and forward the transfer instructions data to the first financial institution based on the user account informatio
    Type: Application
    Filed: May 5, 2021
    Publication date: August 19, 2021
    Inventor: Ashley COOK
  • Publication number: 20210166333
    Abstract: A system for storing data related to a transaction and for facilitating the transaction, the system comprising: an application server coupled with a database and configured to store information associated with a plurality of transactions, the information including account information related to a user account maintained by a first financial institution, a recipient identifier, and account information related to a recipient account maintained with a second financial institution, the application server further configured to: receive transaction data associated with a payment of the transaction, the transaction data comprising an identifier and user account information; identify the recipient account information based on a comparison of the received identifier against the stored recipient identifier; generate transfer instructions data based on the transaction data and recipient account information; and forward the transfer instructions data to the first financial institution based on the user account informatio
    Type: Application
    Filed: February 12, 2021
    Publication date: June 3, 2021
    Inventor: Ashley COOK
  • Publication number: 20210166332
    Abstract: A system for storing data related to a transaction and for facilitating the transaction, the system comprising: an application server coupled with a database and configured to store information associated with a plurality of transactions, the information including account information related to a user account maintained by a first financial institution, a recipient identifier, and account information related to a recipient account maintained with a second financial institution, the application server further configured to: receive transaction data associated with a payment of the transaction, the transaction data comprising an identifier and user account information; identify the recipient account information based on a comparison of the received identifier against the stored recipient identifier; generate transfer instructions data based on the transaction data and recipient account information; and forward the transfer instructions data to the first financial institution based on the user account informatio
    Type: Application
    Filed: February 11, 2021
    Publication date: June 3, 2021
    Inventor: Ashley COOK
  • Patent number: 10922768
    Abstract: A system for storing data related to a transaction and for facilitating the transaction from at least one of a plurality of payment sources, the system comprises a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including a transaction identifier, a recipient identifier, and account information related to a recipient account for the recipient maintained with a financial institution, the application server further configured to receive transaction data from a user device associated with a payment from at least one of a plurality of payment sources and related to the transaction, the transaction data comprising the transaction identifier and the recipient identifier, generate an electronic check based on the transaction data, and forward the electronic check and recipient account information to the financial institution to cause a deposit into the recipient account.
    Type: Grant
    Filed: March 22, 2018
    Date of Patent: February 16, 2021
    Assignee: ZOCCAM TECHNOLOGIES, INC.
    Inventor: Ashley Cook
  • Patent number: 10922769
    Abstract: A system for storing data related to a transaction and for facilitating exchange of the data related thereto, the system comprises a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including a transaction identifier and a plurality of identifiers of parties related to the transaction, the parties registered with the application server based on the associated identifier, the application server further configured to associate identifiers of one or more parties with the transaction based in part on a transaction identifier provided by a device associated with the one or more parties, receive data representative of one or more documents from the device, store data representative of one or more documents and an association of the data related to the transaction based in part on the identifier of the party and the transaction identifier, and, in response to receiving the data representative of the one or more
    Type: Grant
    Filed: March 22, 2018
    Date of Patent: February 16, 2021
    Assignee: ZOCCAM TECHNOLOGIES, INC.
    Inventor: Ashley Cook
  • Patent number: 10922770
    Abstract: A system for storing data related to a transaction and for facilitating the transaction, the system comprising: a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including a transaction identifier, an escrow agent identifier and account information related to an escrow agent account maintained with a financial institution, the application server further configured to: receive transaction data associated with a payment from an account of a buyer related to the transaction, an identification of an escrow agent, and a transaction identifier related to the transaction from a device associated with an agent of the buyer, the transaction being between the buyer and a seller; forward the transaction data to the financial institution to cause a deposit into the escrow agent account based on a comparison of the identified escrow agent with the escrow agent identifier associated with the transaction, wherein the e
    Type: Grant
    Filed: March 22, 2018
    Date of Patent: February 16, 2021
    Assignee: ZOCCAM TECHNOLOGIES, INC.
    Inventor: Ashley Cook
  • Patent number: 10922767
    Abstract: A system for storing data related to a transaction and for facilitating the transaction, the system comprising: an application server coupled with a database and configured to store information associated with a plurality of transactions, the information including account information related to a user account maintained by a first financial institution, a recipient identifier, and account information related to a recipient account maintained with a second financial institution, the application server further configured to: receive transaction data associated with a payment of the transaction, the transaction data comprising an identifier and user account information; identify the recipient account information based on a comparison of the received identifier against the stored recipient identifier; generate transfer instructions data based on the transaction data and recipient account information; and forward the transfer instructions data to the first financial institution based on the user account informatio
    Type: Grant
    Filed: March 2, 2018
    Date of Patent: February 16, 2021
    Assignee: ZOCCAM TECHNOLOGIES, INC.
    Inventor: Ashley Cook
  • Patent number: 10922766
    Abstract: A system for storing data related to a transaction and for facilitating the transaction, the system comprising: a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including a transaction identifier, and escrow agent identifier, and account information related to an escrow agent account for the escrow agent maintained with a financial institution, the application server further configured to receive an image of the a check associated with a payment related to the transaction from a buyer or buyer agent, forward the check image, payment information, and escrow agent account information to the financial institution to cause a deposit into the escrow agent account, and generate and send notifications to the escrow agent and buyer or buyer agent.
    Type: Grant
    Filed: February 2, 2018
    Date of Patent: February 16, 2021
    Assignee: ZOCCAM TECHNOLOGIES, INC.
    Inventor: Ashley Cook
  • Patent number: 10671982
    Abstract: Disclosed is a method for processing of earnest money checks comprising the steps of: a. receiving a physical earnest money check from a buyer that is a party to a real estate purchase and sale contract for a real estate property, b. via a computing device connected to the Internet, accessing an online application for the processing of physical check payments, c. selecting a Send Earnest Money Check functionality in the application and at one or more prompts capturing a photo of an image of a front face of the physical check and an image of a back face of the check, and d. at one or more prompts inputting information for an earnest money payment transaction, the information comprising buyer information, the real estate property information and title company information for a title company that is approved by the buyer and a seller to the real estate purchase contract for managing escrow and closing.
    Type: Grant
    Filed: May 5, 2015
    Date of Patent: June 2, 2020
    Assignee: ZOCCAM TECHNOLOGIES, INC.
    Inventor: Ashley Cook
  • Publication number: 20180240208
    Abstract: A system for storing data related to a transaction and for authenticating parties involved therewith, the system comprises a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including one or more credentials associated with a plurality of users, a transaction identifier, a source user identifier, a recipient user identifier, and account information related to an recipient account for the recipient user maintained with a financial institution, the application server further configured to receive at least one credential associated with a first user from a first user device and authenticate the first user based on a comparison of the at least one credential against one or more credentials stored at the application server to permit the first user to transmit transaction data related to the transaction and associated with the source user to the financial institution to cause a deposit into the recipient accoun
    Type: Application
    Filed: March 22, 2018
    Publication date: August 23, 2018
    Inventor: Ashley COOK
  • Publication number: 20180225788
    Abstract: A system for storing data related to a transaction and for facilitating the transaction, the system comprises a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including a transaction identifier, a notary identifier, and a buyer identifier, the application server further configured to receive geographical location data related to a buyer associated with the transaction, generate and send a notification to a device associated with the notary identifier to cause a notary agent identified, by the application server, based on the notary identifier to be dispatched to the geographical location of the buyer, and receive authentication credentials from the notary device based on the transaction identifier and buyer identifier.
    Type: Application
    Filed: March 22, 2018
    Publication date: August 9, 2018
    Inventor: Ashley COOK
  • Publication number: 20180225787
    Abstract: A system for storing data related to a transaction and for facilitating the transaction, the system comprising: a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information comprising a second user identifier and an identifier of a property related to the transaction, the application server further configured to: receive, from a device of the first user, transaction data for payment related to the transaction based on confirmation of the second user identifier and the identifier of the property, transmit, to a device of the second user, a request to verify the second user based at least in part on a property identifier input into the device of the second user, and based on a comparison of the property identifier with the identifier of the property stored in the database, transmit instructions for processing the transaction data to a financial institution identified by the second user if the property identifier is s
    Type: Application
    Filed: March 22, 2018
    Publication date: August 9, 2018
    Inventor: Ashley COOK
  • Publication number: 20180225790
    Abstract: A system for storing data related to a transaction and for facilitating exchange of the data related thereto, the system comprises a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including a transaction identifier and a plurality of identifiers of parties related to the transaction, the parties registered with the application server based on the associated identifier, the application server further configured to associate identifiers of one or more parties with the transaction based in part on a transaction identifier provided by a device associated with the one or more parties, receive data representative of one or more documents from the device, store data representative of one or more documents and an association of the data related to the transaction based in part on the identifier of the party and the transaction identifier, and, in response to receiving the data representative of the one or more
    Type: Application
    Filed: March 22, 2018
    Publication date: August 9, 2018
    Inventor: Ashley COOK
  • Publication number: 20180225792
    Abstract: A system for storing data related to a transaction and for facilitating a contract related thereto, the system comprises a database; an application server coupled with the database and configured to store data representative of a plurality of transactions, the data including, for each transaction, the contract related thereto and associated with a contract identifier, first party identifier, second party identifier, and a property identifier, the application server further configured to receive the data representative of the contract associated with the transaction, the transaction being between a buyer corresponding to the buyer identifier and seller corresponding to the seller identifier, and forward the data representative of the contract to the processing entity to cause the title company processing software to automatically open an order to effect a closing of the transaction for property corresponding to the property identifier.
    Type: Application
    Filed: March 22, 2018
    Publication date: August 9, 2018
    Inventor: Ashley COOK
  • Publication number: 20180225789
    Abstract: A system for storing data related to a transaction and for facilitating the transaction from at least one of a plurality of payment sources, the system comprises a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including a transaction identifier, a recipient identifier, and account information related to a recipient account for the recipient maintained with a financial institution, the application server further configured to receive transaction data from a user device associated with a payment from at least one of a plurality of payment sources and related to the transaction, the transaction data comprising the transaction identifier and the recipient identifier, generate an electronic check based on the transaction data, and forward the electronic check and recipient account information to the financial institution to cause a deposit into the recipient account.
    Type: Application
    Filed: March 22, 2018
    Publication date: August 9, 2018
    Inventor: Ashley COOK
  • Publication number: 20180225791
    Abstract: A system for storing data related to a transaction and for facilitating the transaction, the system comprising: a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including a transaction identifier, an escrow agent identifier and account information related to an escrow agent account maintained with a financial institution, the application server further configured to: receive transaction data associated with a payment from an account of a buyer related to the transaction, an identification of an escrow agent, and a transaction identifier related to the transaction from a device associated with an agent of the buyer, the transaction being between the buyer and a seller; forward the transaction data to the financial institution to cause a deposit into the escrow agent account based on a comparison of the identified escrow agent with the escrow agent identifier associated with the transaction, wherein the e
    Type: Application
    Filed: March 22, 2018
    Publication date: August 9, 2018
    Inventor: Ashley COOK
  • Publication number: 20180211338
    Abstract: A web-based system for the capture and processing of payments in a real estate purchase and sale transaction comprising one or more user devices where user devices comprise one or more in the group of mobile phone, laptop, tablet and desktop PC and where users comprise Buyer, Buyer Agent, Seller, Seller Agent and Title Company Representative, an Application Server in communication with the one or more user devices via a browser over the Internet, the Application Server comprising a processor and data storage, data storage comprising information inputs relating to title companies, users, third party service providers/disbursees involved in real estate transactions, attributes of real properties and velocity controls relating to payment amount limits authorized for disbursements post closing to the third party service providers/disbursees, the Application Server in communication with a Title Company Processing Software and a Payment Processing Server.
    Type: Application
    Filed: January 26, 2017
    Publication date: July 26, 2018
    Inventor: ASHLEY COOK
  • Publication number: 20180211340
    Abstract: A system for storing data related to a transaction and for facilitating the transaction, the system comprising: an application server coupled with a database and configured to store information associated with a plurality of transactions, the information including account information related to a user account maintained by a first financial institution, a recipient identifier, and account information related to a recipient account maintained with a second financial institution, the application server further configured to: receive transaction data associated with a payment of the transaction, the transaction data comprising an identifier and user account information; identify the recipient account information based on a comparison of the received identifier against the stored recipient identifier; generate transfer instructions data based on the transaction data and recipient account information; and forward the transfer instructions data to the first financial institution based on the user account informatio
    Type: Application
    Filed: March 2, 2018
    Publication date: July 26, 2018
    Inventor: Ashley COOK