Abstract: An insurance system for managing insurance for a group of members to be insured is provided. The system includes a group creation tool adapted to receive information relating to the members of the group to be insured and adapted to send the information of the group to an insurance provider and a premium calculator adapted to receive the information of the group and calculate a premium for the group based on said information.

Abstract: The invention discloses a method and a system for determining insurance costs for a driver of a vehicle (100) comprising monitoring the location of the vehicle whilst it is being driven by the driver, monitoring parameters associated with the vehicle whilst it is being driven by the driver, generating a driver profile (400) that indicates the driving style of the driver based upon the location of the vehicle (100) and the parameters associated with the vehicle whilst it is being driven and determining insurance costs or charges using the driver profile. Determining costs associated with how a driver drives enables a driver to pay more fairly determined costs based on how well they drive, as they will not have to pay extra money for drivers who do not drive as well as them.

Abstract: A method of generating an indicator that there is an anomaly between vehicle data and fuel card usage data, comprises: receiving (402) vehicle data at a computer (110; 206, 210); receiving (404) fuel card usage data at the computer; using the computer to compare (406) the vehicle data with the fuel card usage data according to a set of rules (116) accessible by the computer to determine if there is an anomaly between the vehicle data and the fuel card usage data; and the computer automatically generating (410) an indicator if an anomaly is determined.

Abstract: A method and system for providing insurance, the method including making an agreement to provide insurance for a vehicle and reconfiguring the vehicle to alter the driving performance of the vehicle based on the agreement. The system includes a server arranged to provide a user interface through which a user can make an agreement for the provision of insurance and to generate instructions for reconfiguring a vehicle to alter the driving performance of the vehicle based on the agreement.

Abstract: An electronic control system for controlling the operation of at least one component of a vehicle includes: a microcontroller; programmable non-volatile memory, wherein the microcontroller is configured to process input signals from at least one vehicle sensor to provide output signals for controlling the at least one vehicle component in accordance with programme data read at least partly from the programmable non-volatile memory; and an interface enabling a programming unit to programme at least part of the programme data into the programmable non-volatile memory. A method of configuring the electronic control system includes: obtaining data based on sensor signals and pertaining to the vehicle during its operation; analysing the data based on sensor signals; determining an appropriate set of programme data based on the analysis; and causing a programming unit on board the vehicle to programme the appropriate set into the programmable non-volatile memory.