Patents by Inventor Ashraf Seddeek

Ashraf Seddeek has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for recommending portable financial device for a payment transaction
    Patent number: 11922380
    Abstract: A system and method for recommending portable financial device for a payment transaction is disclosed. The method includes establishing a secure communication session with one or more external APIs during a payment transaction stage and fetching data representative of banking accounts associated with a customer from the one or more external APIs. The method further includes determining one or more transactional parameters associated with the payment transaction stage and generating an optimal score for each of the one or more portable financial devices by using Machine Learning (ML) based transaction model. The method includes identifying best suitable portable financial device with maximum optimal score and recommending the identified best suitable portable financial device for completing the payment transaction stage based on the identification.
    Type: Grant
    Filed: August 23, 2021
    Date of Patent: March 5, 2024
    Assignee: YamaPay Inc.
    Inventors: Ashraf Seddeek, Vipul Jain
  • SYSTEM AND METHOD FOR RECOMMENDING PORTABLE FINANCIAL DEVICE FOR A PAYMENT TRANSACTION
    Publication number: 20230056297
    Abstract: A system and method for recommending portable financial device for a payment transaction is disclosed. The method includes establishing a secure communication session with one or more external APIs during a payment transaction stage and fetching data representative of banking accounts associated with a customer from the one or more external APIs. The method further includes determining one or more transactional parameters associated with the payment transaction stage and generating an optimal score for each of the one or more portable financial devices by using Machine Learning (ML) based transaction model. The method includes identifying best suitable portable financial device with maximum optimal score and recommending the identified best suitable portable financial device for completing the payment transaction stage based on the identification.
    Type: Application
    Filed: August 23, 2021
    Publication date: February 23, 2023
    Inventors: Ashraf Seddeek, Vipul Jain