Abstract: A method, computer system, and computer program product are provided for a graphical user interface that presents a quantification of CO2 emissions in a manufacturing process. A selection of a material is received, and the selection is displayed in a graphic user interface. Amounts of material and energy consumed in a manufacturing process are calculated. A chemical composition of the material is decomposed into a set of constituent elements. A first quantity of CO2 emissions is estimated based on the amount of material consumed and a first CO2 emission factor based on a proportional composition of the set of constituent elements in the chemical composition. A second quantity of CO2 emissions is estimated based on the amount of energy consumed and a second CO2 emission factor based on an energy source used in the manufacturing process. Total CO2 emissions, based on both the first and second quantities, are then displayed in the graphic user interface.

Abstract: A method, computer system, and computer program product are provided for a graphical user interface that presents a quantification of CO2 emissions in a manufacturing process. A selection of a material is received, and the selection is displayed in a graphic user interface. Amounts of material and energy consumed in a manufacturing process are calculated. A chemical composition of the material is decomposed into a set of constituent elements. A first quantity of CO2 emissions is estimated based on the amount of material consumed and a first CO2 emission factor based on a proportional composition of the set of constituent elements in the chemical composition. A second quantity of CO2 emissions is estimated based on the amount of energy consumed and a second CO2 emission factor based on an energy source used in the manufacturing process. Total CO2 emissions, based on both the first and second quantities, are then displayed in the graphic user interface.

Abstract: When a payment transaction made by a user, a reminder data file is created including reminder items associated with the payment transaction. At least one of the reminder items is an image. Subsequently, a transaction statement listing one or more payment transactions is provided to the user, in a form in which each listed payment transaction is associated with an embedded link to the corresponding reminder data file, which permits the user to access the reminder data file. Thus, a user who is unable to recognize a payment transaction on the transaction statement, can use the statement to access the corresponding reminder items, to provide the user with a reminder of the details of the transaction.

Abstract: Herein disclosed is a method and system to perform product delivery interception. In one implementation, a product delivery interceptor receives, from a purchaser, a request to determine availability of a product. The product delivery interceptor identifies a recipient of the product and transmits a bid for the product for consideration by the recipient. The product delivery interceptor acquires the recipient response to the bid and conveys an instruction to reroute delivery of the product to the purchaser if the recipient response indicates acceptance of the bid.

Abstract: Disclosed is an authorisation management server for managing temporary transaction authorisation credentials. A processor of the server is operative with program instructions to (i) receive a temporary authorisation code initiator from a bookings system, the temporary authorisation code initiator indicating that a user of a payment vehicle has made a booking relating to overseas travel and identifying at least one of the user and the payment vehicle. The processor is further operative with the program instructions to (ii) acquire, from the bookings system, travel booking details for the booking, the travel booking details specifying, at least first unique identifier associated with the payment vehicle user, and a first travel segment associated with the unique identifier, (iii) acquire, from the bookings system, confirmation that the travel segment has commenced, and (iv) set the first unique identifier as an authorisation code for authorising e-commerce transactions using the payment vehicle.

Abstract: Embodiments of the present invention can simplify the use of payment cards by capturing or generating an electronic image of a customer's payment card at the time of requesting a payment card transaction, and processing the electronic image to automatically determine required payment card information, including the payment card number, account name, and expiry date printed or otherwise represented on the payment card.

Abstract: The invention provides systems, methods and computer program products for automated electronic payments in connection with goods or services received from one or more merchants. In an embodiment, the invention enables generation of a payment authorization decision in connection with an automated bill payment, wherein said payment authorization decision is based on a determined variance between (i) an estimate of charges derived from update related data notifications received by a user and (ii) charges identified in a bill received from the merchant. In another embodiment, the invention enables updating an enrollment state of a merchant that has been previously enrolled for automated bill payments by a user, wherein said update is implemented responsive to detecting a change in state of a contract between a user and a merchant, and wherein said change in state is detected based on update related data notifications received by a user.

Abstract: When a payment transaction made by a user, a reminder data file is created including reminder items associated with the payment transaction. At least one of the reminder items is an image. Subsequently, a transaction statement listing one or more payment transactions is provided to the user, in a form in which each listed payment transaction is associated with an embedded link to the corresponding reminder data file, which permits the user to access the reminder data file. Thus, a user who is unable to recognize a payment transaction on the transaction statement, can use the statement to access the corresponding reminder items, to provide the user with a reminder of the details of the transaction.

Abstract: Disclosed is an authorisation management server for managing temporary transaction authorisation credentials. A processor of the server is operative with program instructions to (i) receive a temporary authorisation code initiator from a bookings system, the temporary authorisation code initiator indicating that a user of a payment vehicle has made a booking relating to overseas travel and identifying at least one of the user and the payment vehicle. The processor is further operative with the program instructions to (ii) acquire, from the bookings system, travel booking details for the booking, the travel booking details specifying, at least first unique identifier associated with the payment vehicle user, and a first travel segment associated with the unique identifier, (iii) acquire, from the bookings system, confirmation that the travel segment has commenced, and (iv) set the first unique identifier as an authorisation code for authorising e-commerce transactions using the payment vehicle.

Abstract: Embodiments of the present invention can simplify the use of payment cards by capturing or generating an electronic image of a customer's payment card at the time of requesting a payment card transaction, and processing the electronic image to automatically determine required payment card information, including the payment card number, account name, and expiry date printed or otherwise represented on the payment card.

Abstract: An apparatus for providing television content to a user is disclosed.

Abstract: Herein disclosed is a method and system to perform product delivery interception. In one implementation, a product delivery interceptor receives, from a purchaser, a request to determine availability of a product. The product delivery interceptor identifies a recipient of the product and transmits a bid for the product for consideration by the recipient. The product delivery interceptor acquires the recipient response to the bid and conveys an instruction to reroute delivery of the product to the purchaser if the recipient response indicates acceptance of the bid.

Abstract: Systems and methods herein are suitable for use in providing experience profile scores for reviewers in connection with reviews submitted by the reviewers. One exemplary method includes receiving a request from a review forum for an experience profile score for a consumer. The request includes a subject of a review associated with the consumer and a device identifier associated with the consumer and/or associated with a communication device of the consumer. The method also includes compiling data associated with the device identifier where the data includes transaction data and at least one of social network content associated with the consumer and media content associated with the consumer, generating the experience profile score for the consumer in response to the request based on the compiled data, and distributing the experience profile score to the review forum for posting in connection with the review.

Abstract: Methods and devices for processing a payment transaction for a purchase carried out by a vehicle user with a merchant are provided. The method comprises a server (a) obtaining a vehicle ID, from a vehicle detection unit, upon a vehicle entering a premise of the merchant; (b) interrogating a database using the vehicle ID to obtain a device identifier associated with a communication device of the user; (c) transmitting the device identifier to a wallet server over a communication network; (d) receiving, upon authorization by the wallet server, over the communication network wallet information associated with a digital wallet of the user; (e) receiving, via the communication device, product information indicative of one or more product items ordered by the user; and (f) transmitting a transaction request to a payment network to cause a payment transaction in respect of the one or more products to be processed, said transaction request comprising the wallet information.

Abstract: Methods and systems for facilitating analysis of travel routes are provided. The method comprising: obtaining addendum data associated with electronic transactions conducted in relation to travel segments, the addendum data comprising a traveller identity, a time, a date, an originating location and a destination location of each of the travel segments; identifying, using an analysis module, travel segments having a time and/or date within a pre-determined period for each traveller identity based on the addendum data; determining, using the analysis module, at least one transit location for each of the traveller identities based on the identified travel segments, wherein the transit location is defined as a location that is both an originating location of one of the identified travel segments and a destination location of another of the identified travel segments; and determining, using the analysis module, a number of traveller identities associated with each transit location.

Abstract: A method for optimizing an item descriptor and item value combination is provided. The method includes receiving initial data, locating one or more previous transaction data points, and creating a plurality of candidate opportunity variants and, for each candidate opportunity variant determining a first deviation, identifying a first set of first previous transaction data points and a second set of previous transaction data point, and forecasting one or more new transaction data points at at least one future date, each new transaction data point includes a forecast merchant identifier. The method further includes selecting the candidate opportunity variant that provides an optimized item descriptor and item value combination based on the selected candidate opportunity variant.

Abstract: A computer-implemented method is described for identifying products purchased by individual customers at different merchants. The method comprises: receiving product purchase information from two or more merchants in a pre-defined merchant group; receiving transaction data for a plurality of customers in a pre-defined customer group; comparing details of the product purchase information with details of the transaction data to identify the product purchases associated with individual transactions and storing the association in a database; and extracting information from the database for an individual customer or for each customer in the pre-defined customer group to determine the products the customer(s) purchased from each merchant.

Abstract: A method for estimating potential demand at a prospective merchant location for a merchant of a prospective merchant industry is provided. The method includes receiving transaction data and determining from the transaction data a first set of transactions, which include transactions carried out by consumers with consumer origin locations within an area that includes the prospective merchant location.