Patents by Inventor Atiraj Kumar

Atiraj Kumar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • INTERNATIONAL REMITTANCES VIA INTRABANK TRANSFERS
    Publication number: 20230385789
    Abstract: Aspects for international remittances are disclosed herein. A sender initiates a request to remit funds to a recipient. The sender has an account with a first financial institution and the recipient has an account with a second financial institution. The request is communicated to specific bidders that have accounts with both the first and second financial institutions. The bidders submit bids for satisfying a request. When a bid is selected, funds are transferred from the sender's account with the first institution to the bidder's account with the first institution, and from the bidder's account with the second institution to the recipient's account with the second institution.
    Type: Application
    Filed: August 14, 2023
    Publication date: November 30, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Atiraj Kumar, Gaurav Wadhwa
  • International remittances via intrabank transfers
    Patent number: 11727369
    Abstract: Aspects for international remittances are disclosed herein. A sender initiates a request to remit funds to a recipient. The sender has an account with a first financial institution and the recipient has an account with a second financial institution. The request is communicated to specific bidders that have accounts with both the first and second financial institutions. The bidders submit bids for satisfying a request. When a bid is selected, funds are transferred from the sender's account with the first institution to the bidder's account with the first institution, and from the bidder's account with the second institution to the recipient's account with the second institution.
    Type: Grant
    Filed: December 29, 2021
    Date of Patent: August 15, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Atiraj Kumar, Gaurav Wadhwa
  • International remittances via intrabank transfers
    Patent number: 11257052
    Abstract: Aspects for international remittances are disclosed herein. A sender initiates a request to remit funds to a recipient. The sender has an account with a first financial institution and the recipient has an account with a second financial institution. The request is communicated to specific bidders that have accounts with both the first and second financial institutions. The bidders submit bids for satisfying a request. When a bid is selected, funds are transferred from the sender's account with the first institution to the bidder's account with the first institution, and from the bidder's account with the second institution to the recipient's account with the second institution.
    Type: Grant
    Filed: July 30, 2018
    Date of Patent: February 22, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Atiraj Kumar, Gaurav Wadhwa