Abstract: A neck protecting scarf having a central elastic section that contracts to provide a secure grip around a person's neck. The upper and lower portions of the neck protecting scarf flare to accommodate the person's face and shoulders. The neck protecting scarf is secured via fasteners, such as buttons and loops, with the top button/loop being placed such that it provides for a closer fit to the person's face than the lower button/loop, which allows wider flaring at the bottom for the person's shoulders. The neck protecting scarf may include a fixed or removable shawl, or may include a fixed or removable hood, thereby protecting a person's neck and torso from cold conditions.