Patents by Inventor Austen Novis

Austen Novis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240046233
    Abstract: Systems and methods provided herein may include a card replacement system. The system may include an automated teller machine in data communication with a server. The automated teller machine may include an input device; a processor; a replacement card storage containing at least one replacement card, wherein the at least one replacement cards may include a magnetic stripe and a chip; a magnetic stripe writer; a chip writer; and an embossing device. The processor may be configured to: receive a replacement card request via the input device; request replacement card information from the server; encode replacement card information onto the replacement card using the magnetic stripe writer and the chip writer; and emboss user information onto the replacement card using the embossing device.
    Type: Application
    Filed: October 18, 2023
    Publication date: February 8, 2024
    Inventors: Austen NOVIS, Eric LOUCKS, Brian LEE
  • Patent number: 11847584
    Abstract: A system and method in accordance with examples may include an identity verification kiosk. The identity verification kiosk may include a display comprising a user interface; a card reader; a document scanner; a printer; and a processor in data communication with a server and a database storing user information. The processor may be configured to receive an identification verification request from the user interface; receive user information via the document scanner or the card reader; retrieve user information from the database; verify the identity of a user; and print a unique identifier on a document using the printer.
    Type: Grant
    Filed: November 4, 2022
    Date of Patent: December 19, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Austen Novis, Eric Loucks
  • Patent number: 11842723
    Abstract: A device may receive audio data based on a capturing of sounds associated with a structure. The device may obtain a model associated with the structure. The model may have been trained to receive the audio data as input, determine a score that identifies a likelihood that a sound is present in the audio data, and identify the sound based on the score. The device may determine at least one parameter associated with the sound. The device may generate a metric based on the at least one parameter associated with the sound, and perform an action based on the metric.
    Type: Grant
    Filed: April 12, 2021
    Date of Patent: December 12, 2023
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Joshua Edwards, Abdelkadar M'hamed Benkreira, Austen Novis, Sophie Bermudez
  • Patent number: 11823149
    Abstract: Systems and methods provided herein may include a card replacement system. The system may include an automated teller machine in data communication with a server. The automated teller machine may include an input device; a processor; a replacement card storage containing at least one replacement card, wherein the at least one replacement cards may include a magnetic stripe and a chip; a magnetic stripe writer; a chip writer; and an embossing device. The processor may be configured to: receive a replacement card request via the input device; request replacement card information from the server; encode replacement card information onto the replacement card using the magnetic stripe writer and the chip writer; and emboss user information onto the replacement card using the embossing device.
    Type: Grant
    Filed: January 30, 2023
    Date of Patent: November 21, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Austen Novis, Eric Loucks, Brian Lee
  • Publication number: 20230255287
    Abstract: In some implementations, an article of clothing includes a pocket that includes an opening to an interior cavity, and a lock device attached to the pocket. The lock device may include a first lock element and a second lock element configured to engage with the first lock element, where engagement of the first lock element and the second lock element at least partially closes the opening. The lock device may include a radio communication device configured to receive a signal for engagement or disengagement of the first lock element and the second lock element, and a controller configured to cause engagement or disengagement of the first lock element and the second lock element based on the signal.
    Type: Application
    Filed: February 11, 2022
    Publication date: August 17, 2023
    Inventors: Eric LOUCKS, Austen NOVIS, Mykhaylo BULGAKOV
  • Publication number: 20230252437
    Abstract: Systems and methods provided herein may include a card replacement system. The system may include an automated teller machine in data communication with a server. The automated teller machine may include an input device; a processor; a replacement card storage containing at least one replacement card, wherein the at least one replacement cards may include a magnetic stripe and a chip; a magnetic stripe writer; a chip writer; and an embossing device. The processor may be configured to: receive a replacement card request via the input device; request replacement card information from the server; encode replacement card information onto the replacement card using the magnetic stripe writer and the chip writer; and emboss user information onto the replacement card using the embossing device.
    Type: Application
    Filed: January 30, 2023
    Publication date: August 10, 2023
    Inventors: Austen NOVIS, Eric LOUCKS, Brian LEE
  • Publication number: 20230214828
    Abstract: A computer-implemented method for anonymizing online transaction details may include performing a process to generate an identifier (ID) and reference address for a user, and receiving a request for transaction processing from an e-commerce server. The request may include first data including: information associated with a purchase of a product to be delivered to the user; the identifier; and the reference address. The method may further include: in response to the request, determining whether the ID and reference address are included in the request, and if so, obtaining the accurate address and shipping rate rules; applying, based on the first data and the accurate address, the shipping rate rules to determine accurate shipping rate cost information associated with delivering the product to the accurate address; performing an anonymizing process on the accurate information to obtain anonymous shipping rate information, and transmitting the anonymous shipping rate information to the e-commerce server.
    Type: Application
    Filed: March 13, 2023
    Publication date: July 6, 2023
    Applicant: Capital One Services, LLC
    Inventors: Kyle JOHNSON, Michael MOSSOBA, Abdelkader BENKREIRA, Robert PERRY, Austen NOVIS, Max MIRACOLO, Natasha MITCHKO
  • Patent number: 11631078
    Abstract: A computer-implemented method for anonymizing online transaction details may include performing a process to generate an identifier (ID) and reference address for a user, and receiving a request for transaction processing from an e-commerce server. The request may include first data including: information associated with a purchase of a product to be delivered to the user; the identifier; and the reference address. The method may further include: in response to the request, determining whether the ID and reference address are included in the request, and if so, obtaining the accurate address and shipping rate rules; applying, based on the first data and the accurate address, the shipping rate rules to determine accurate shipping rate cost information associated with delivering the product to the accurate address; performing an anonymizing process on the accurate information to obtain anonymous shipping rate information, and transmitting the anonymous shipping rate information to the e-commerce server.
    Type: Grant
    Filed: April 13, 2020
    Date of Patent: April 18, 2023
    Assignee: Capital One Services, LLC
    Inventors: Kyle Johnson, Michael Mossoba, Abdelkader Benkreira, Robert Perry, Austen Novis, Max Miracolo, Natasha Mitchko
  • Patent number: 11610188
    Abstract: Systems and methods provided herein may include a card replacement system. The system may include an automated teller machine in data communication with a server. The automated teller machine may include an input device; a processor; a replacement card storage containing at least one replacement card, wherein the at least one replacement cards may include a magnetic stripe and a chip; a magnetic stripe writer; a chip writer; and an embossing device. The processor may be configured to: receive a replacement card request via the input device; request replacement card information from the server; encode replacement card information onto the replacement card using the magnetic stripe writer and the chip writer; and emboss user information onto the replacement card using the embossing device.
    Type: Grant
    Filed: April 15, 2020
    Date of Patent: March 21, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Austen Novis, Eric Loucks, Brian Lee
  • Patent number: 11521209
    Abstract: A system and method in accordance with examples may include an identity verification kiosk. The identity verification kiosk may include a display comprising a user interface; a card reader; a document scanner; a printer; and a processor in data communication with a server and a database storing user information. The processor may be configured to receive an identification verification request from the user interface; receive user information via the document scanner or the card reader; retrieve user information from the database; verify the identity of a user; and print a unique identifier on a document using the printer.
    Type: Grant
    Filed: August 26, 2021
    Date of Patent: December 6, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Austen Novis, Eric Loucks
  • Patent number: 11461765
    Abstract: The present disclosure relates to an account system for optimizing transactions for a user. In one implementation, the system may include at least one processor and a storage medium storing instructions that, when executed, configure the at least one processor to perform operations. The operations may include receiving, from the merchant system, merchant information for the transaction, retrieving, based on the account number, a database record from a database, the database record comprising the plurality of financial accounts associated with the user and user preferences, determining financial account data associated with each of the plurality of financial accounts, determining, using an optimization algorithm, a preferred financial account from the plurality of financial accounts based on the financial account data, the user preferences, and the merchant information, and selecting, based on the determination, the preferred financial account to complete the transaction.
    Type: Grant
    Filed: March 4, 2020
    Date of Patent: October 4, 2022
    Assignee: Capital One Services LLC
    Inventor: Austen Novis
  • Publication number: 20210383402
    Abstract: A system and method in accordance with examples may include an identity verification kiosk. The identity verification kiosk may include a display comprising a user interface; a card reader; a document scanner; a printer; and a processor in data communication with a server and a database storing user information. The processor may be configured to receive an identification verification request from the user interface; receive user information via the document scanner or the card reader; retrieve user information from the database; verify the identity of a user; and print a unique identifier on a document using the printer.
    Type: Application
    Filed: August 26, 2021
    Publication date: December 9, 2021
    Inventors: Austen NOVIS, Eric LOUCKS
  • Publication number: 20210326817
    Abstract: Systems and methods provided herein may include a card replacement system. The system may include an automated teller machine in data communication with a server. The automated teller machine may include an input device; a processor; a replacement card storage containing at least one replacement card, wherein the at least one replacement cards may include a magnetic stripe and a chip; a magnetic stripe writer; a chip writer; and an embossing device. The processor may be configured to: receive a replacement card request via the input device; request replacement card information from the server; encode replacement card information onto the replacement card using the magnetic stripe writer and the chip writer; and emboss user information onto the replacement card using the embossing device.
    Type: Application
    Filed: April 15, 2020
    Publication date: October 21, 2021
    Inventors: Austen NOVIS, Eric LOUCKS, Brian LEE
  • Publication number: 20210326892
    Abstract: A system and method in accordance with examples may include an identity verification kiosk. The identity verification kiosk may include a display comprising a user interface; a card reader; a document scanner; a printer; and a processor in data communication with a server and a database storing user information. The processor may be configured to receive an identification verification request from the user interface; receive user information via the document scanner or the card reader; retrieve user information from the database; verify the identity of a user; and print a unique identifier on a document using the printer.
    Type: Application
    Filed: April 15, 2020
    Publication date: October 21, 2021
    Inventors: Austen NOVIS, Eric LOUCKS
  • Publication number: 20210319437
    Abstract: A computer-implemented method for anonymizing online transaction details may include performing a process to generate an identifier (ID) and reference address for a user, and receiving a request for transaction processing from an e-commerce server. The request may include first data including: information associated with a purchase of a product to be delivered to the user; the identifier; and the reference address. The method may further include: in response to the request, determining whether the ID and reference address are included in the request, and if so, obtaining the accurate address and shipping rate rules; applying, based on the first data and the accurate address, the shipping rate rules to determine accurate shipping rate cost information associated with delivering the product to the accurate address; performing an anonymizing process on the accurate information to obtain anonymous shipping rate information, and transmitting the anonymous shipping rate information to the e-commerce server.
    Type: Application
    Filed: April 13, 2020
    Publication date: October 14, 2021
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Kyle JOHNSON, Michael MOSSOBA, Abdelkader BENKREIRA, Robert PERRY, Austen NOVIS, Max MIRACOLO, Natasha MITCHKO
  • Patent number: 11132685
    Abstract: A system and method in accordance with examples may include an identity verification kiosk. The identity verification kiosk may include a display comprising a user interface; a card reader; a document scanner; a printer; and a processor in data communication with a server and a database storing user information. The processor may be configured to receive an identification verification request from the user interface; receive user information via the document scanner or the card reader; retrieve user information from the database; verify the identity of a user; and print a unique identifier on a document using the printer.
    Type: Grant
    Filed: April 15, 2020
    Date of Patent: September 28, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Austen Novis, Eric Loucks
  • Publication number: 20210233514
    Abstract: A device may receive audio data based on a capturing of sounds associated with a structure. The device may obtain a model associated with the structure. The model may have been trained to receive the audio data as input, determine a score that identifies a likelihood that a sound is present in the audio data, and identify the sound based on the score. The device may determine at least one parameter associated with the sound. The device may generate a metric based on the at least one parameter associated with the sound, and perform an action based on the metric.
    Type: Application
    Filed: April 12, 2021
    Publication date: July 29, 2021
    Inventors: Michael MOSSOBA, Joshua EDWARDS, Abdelkadar M'Hamed BENKREIRA, Austen NOVIS, Sophie BERMUDEZ
  • Patent number: 10997969
    Abstract: A device may receive audio data based on a capturing of sounds associated with a structure. The device may obtain a model associated with the structure. The model may have been trained to receive the audio data as input, determine a score that identifies a likelihood that a sound is present in the audio data, and identify the sound based on the score. The device may determine at least one parameter associated with the sound. The device may generate a metric based on the at least one parameter associated with the sound, and perform an action based on the metric.
    Type: Grant
    Filed: October 31, 2019
    Date of Patent: May 4, 2021
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Joshua Edwards, Abdelkadar M'Hamed Benkreira, Austen Novis, Sophie Bermudez
  • Publication number: 20200202330
    Abstract: The present disclosure relates to an account system for optimizing transactions for a user. In one implementation, the system may include at least one processor and a storage medium storing instructions that, when executed, configure the at least one processor to perform operations. The operations may include receiving, from the merchant system, merchant information for the transaction, retrieving, based on the account number, a database record from a database, the database record comprising the plurality of financial accounts associated with the user and user preferences, determining financial account data associated with each of the plurality of financial accounts, determining, using an optimization algorithm, a preferred financial account from the plurality of financial accounts based on the financial account data, the user preferences, and the merchant information, and selecting, based on the determination, the preferred financial account to complete the transaction.
    Type: Application
    Filed: March 4, 2020
    Publication date: June 25, 2020
    Applicant: Capital One Services, LLC
    Inventor: Austen NOVIS
  • Patent number: 10614451
    Abstract: The present disclosure relates to an account system for optimizing transactions for a user. In one implementation, the system may include at least one processor and a storage medium storing instructions that, when executed, configure the at least one processor to perform operations. The operations may include receiving, from the merchant system, merchant information for the transaction, retrieving, based on the account number, a database record from a database, the database record comprising the plurality of financial accounts associated with the user and user preferences, determining financial account data associated with each of the plurality of financial accounts, determining, using an optimization algorithm, a preferred financial account from the plurality of financial accounts based on the financial account data, the user preferences, and the merchant information, and selecting, based on the determination, the preferred financial account to complete the transaction.
    Type: Grant
    Filed: August 29, 2018
    Date of Patent: April 7, 2020
    Assignee: Capital One Services, LLC
    Inventor: Austen Novis