Patents by Inventor Austin Grant Walters

Austin Grant Walters has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20200234250
    Abstract: Techniques to improve a schedule using optimization are described. Some described techniques improve the schedule using optimization upon a user's travel booking operation and/or in response to changes in the user's relationships. The techniques include an apparatus, a method, and a computer-readable medium configured to process relationship data associated with potential candidates for a set of meetings in a schedule, relationship data corresponding to interaction indicia with each potential candidate, generate, from the relationship data, a connectivity network comprising links with the potential candidates, each link of the links corresponding to a relevance value between a user and a specific potential candidate, and populate, via an optimization unit, open meeting spaces in the schedule with meeting data based upon the connectivity network and availability data of the potential candidates, the schedule being configured to substantially maximize relevancy of the set of meetings.
    Type: Application
    Filed: January 22, 2019
    Publication date: July 23, 2020
    Applicant: Capital One Services, LLC
    Inventors: Reza FARIVAR, Vincent PHAM, Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD, Mark Louis WATSON, Anh TRUONG
  • Patent number: 10720149
    Abstract: Techniques to dynamically customize a menu system presented to a user by a voice interaction system are provided. Audio data from a user that includes the speech of a user can be received. Features can be extracted from the received audio data, including a vocabulary of the speech of the user. The extracted features can be compared to features associated with a plurality of user group models. A user group model to assign to the user from the plurality of user group models can be determined based on the comparison. The user group models can cluster users together based on estimated characteristics of the users and can specify customized menu systems for each different user group. Audio data can then be generated and provided to the user in response to the received audio data based on the determined user group model assigned to the user.
    Type: Grant
    Filed: October 23, 2018
    Date of Patent: July 21, 2020
    Assignee: Capital One Services, LLC
    Inventors: Reza Farivar, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad, Austin Grant Walters
  • Publication number: 20200226807
    Abstract: Logic may create new images by adding more than one synthetic image on a template. Logic may provide a template with a background for a new image. Logic may provide a set of models, each model to comprise a generative adversarial network (GAN), the GANs pretrained independently to generate different synthetic images. Logic may select two or more models from the set of models. Logic may generate, by the two or more models, two or more of the different synthetic images. Logic may combine the two or more of the different synthetic images with the template to create the new image. And logic may train a set of GANs independently, to generate one of two or more different synthetic images on a blank image background, the different synthetic images to comprise a subset of the multiple features of a new image.
    Type: Application
    Filed: December 9, 2019
    Publication date: July 16, 2020
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Fardin ABDI TAGHI ABAD, Jeremy Edward GOODSITT, Reza FARIVAR, Kenneth TAYLOR
  • Publication number: 20200226438
    Abstract: An apparatus may include a memory to store instructions; and processing circuitry, coupled with the memory, operable to execute the instructions. When executed, the instructions may cause the processing circuitry to identify a matrix code; read a first layer of the matrix code, the first layer comprising a first account identifier associated with an account, wherein the first layer corresponds to a first color channel; and read a second layer of the matrix code, the second layer comprising a set of account data, associated with the account, wherein the second layer corresponds to a second color channel, different than the first color channel.
    Type: Application
    Filed: January 9, 2020
    Publication date: July 16, 2020
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD
  • Publication number: 20200228522
    Abstract: Techniques and apparatus for providing peer-based management of user accounts are described. In one embodiment, for example, an apparatus may include at least one memory and logic coupled to the at least one memory. The logic may be configured to receive a request from at least one first user account to unlock a second user account locked responsive to a fraud event, determine a safe authentication value for the fraud event, and unlock the second user account responsive to the at least one first user account being a safe authentication account and the safe authentication value being over a safe authentication threshold value. Other embodiments are described.
    Type: Application
    Filed: October 1, 2019
    Publication date: July 16, 2020
    Applicant: Capital One Services, LLC
    Inventors: Vincent PHAM, Reza FARIVAR, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD, Anh TRUONG, Kate KEY, Austin Grant WALTERS
  • Patent number: 10715183
    Abstract: Techniques to improve storage, transmission and security of data are included. One or more methods, apparatuses, and articles of manufacture employ one or more color-channels, ultraviolet layers, infrared layers, and/or luminance layers to encode data on or along a physical medium, where the encoding includes utilizing one or more of those layers to encode an error-correcting code (ECC), such as a Hamming code with the data.
    Type: Grant
    Filed: October 25, 2019
    Date of Patent: July 14, 2020
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt
  • Publication number: 20200220711
    Abstract: In the disclosed transaction processing system, members of an authorized network of consumers and merchants manage account information using blockchain ledgers. Because both consumers and merchants maintain copies of the blockchain, for any consumer/merchant transaction, both entities can quickly validate the transaction because both are aware, via their blockchain entries, of the current status of the account sourcing the transaction, allowing fast and accurate transaction validation without the need to incur the processing charges inherent in traditional fiat currency credit transactions.
    Type: Application
    Filed: March 18, 2020
    Publication date: July 9, 2020
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Reza FARIVAR, Jeremy Edward GOODSITT
  • Publication number: 20200210695
    Abstract: Various embodiments are directed to the removal of any biasing that may be present in a document. Portions of the document may be segmented into one or more boxes, each box containing content of the document. An OCR may be performed on each box, and text may be identified therein. It may be determined whether any of the text contains a biasing term. The biasing term may be deleted or may be replaced with a non-biasing term. A modified resume may be generated based on a standardized resume template. The modified resume may include only text, including the non-biasing terms, and exclude the biasing terms.
    Type: Application
    Filed: January 2, 2019
    Publication date: July 2, 2020
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Vincent PHAM, Alvin HUA, Reza FARIVAR, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD
  • Publication number: 20200202336
    Abstract: In the disclosed transaction processing system, a system and method are described that increase the ease of access and use of different currency networks by consumers using customizable transaction devices. The customizable transaction devices may be re-programmed prior to or during a currency transaction in accordance with the consensus protocol of the currency network associated with the currency transaction. The currency network further includes one or more host devices, each of which include an interface configured to communicate with a transaction device for the purposes of re-programming a Field Programmable Gate Array (FPGA) of the transaction device according to one or more currency network consensus protocols. Optimizing the performance of transaction devices for proof-of-work or other consensus protocol processing decreases the latency associated with validating currency network transactions, thereby increasing the suitability of cryptocurrency for retail transactions.
    Type: Application
    Filed: December 21, 2018
    Publication date: June 25, 2020
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD, Anh TRUONG, Vincent PHAM
  • Publication number: 20200175505
    Abstract: Techniques for providing a secure mesh network based on a cryptocurrency blockchain are provided. An electronic device can receive data from a mesh network to establish the device as a node on the mesh network. The established node can generate a cryptocurrency wallet that can be loaded with an amount of cryptocurrency. The established node can receive a payment for facilitating transfers on the mesh network including routing transactional or communication data. Public and/or private keys associated with the cryptocurrency wallets can be used to encrypt communications, thereby providing a secure mesh network. Further, the blockchain, which can be managed by one or more authorized nodes of the mesh network, can provide a payment system within the mesh network. The distributed nature of the mesh network allows it to operate securely without a central authority. In turn, the mesh network is more adaptable and flexible.
    Type: Application
    Filed: February 10, 2020
    Publication date: June 4, 2020
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD
  • Patent number: 10666663
    Abstract: Techniques to detect unauthorized access and/or use of a user's account provided by an online web service are provided. A user's activity on the online web service can be monitored to determine a model of the user flow through the online web service. The model of user flow can be unique to the user or can be a model assigned to a cluster of users having similar behaviors or mannerisms when navigating the online web service. The model can vary based on the type of device used by the user to access the online web service. Once a model is determined, subsequent activity on the online web service by the user can be monitored and compared to the model of user flow. Unauthorized access and/or use of the user's online account can be detected if the subsequent activity fails to fit the model of the user flow.
    Type: Grant
    Filed: March 4, 2019
    Date of Patent: May 26, 2020
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Edward Goodsitt, Austin Grant Walters, Fardin Abdi Taghi Abad, Reza Farivar, Anh Truong, Vincent Pham, Mark Louis Watson, Kenneth Taylor
  • Patent number: 10665204
    Abstract: Disclosed are examples for adjusting screen brightness based on screen content being presented on a display screen of a mobile device. The described examples may determine a time at which the screen content is to be evaluated. The screen content is categorized based on the evaluation. A category of the screen content may be input into a machine learning algorithm that may be used to determine whether a screen brightness adjustment is appropriate. If a screen brightness adjustment is appropriate, a degree of the screen brightness adjustment may be determined.
    Type: Grant
    Filed: October 8, 2019
    Date of Patent: May 26, 2020
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Edward Goodsitt, Vincent Pham, Austin Grant Walters, Anh Truong, Galen Rafferty, Reza Farivar
  • Publication number: 20200160340
    Abstract: Techniques for handling fraudulent or erroneous transactions conducted within a mesh network using a localized cryptocurrency are provided. An electronic device can receive data from a mesh network to establish the device as a node on the mesh network. The established node can generate and store a cryptocurrency wallet that can be used to fund transactions conducted within the mesh network. The established node can detect a fraudulent or erroneous transaction and can request the transaction be reversed or reverted. In response, a recipient node involved in the transaction can implement a reversion process. If the request to revert the transaction is granted, a new wallet can be provided to the established node. Fees for processing the reversion request can be provided to nodes that facilitate the reversion process, including the recipient node.
    Type: Application
    Filed: November 21, 2018
    Publication date: May 21, 2020
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD
  • Publication number: 20200160529
    Abstract: Techniques to improve edge detection in images. Some techniques include logic to process image data into patched image data in accordance with a colorspace model where the patched image data includes color data in a plurality of patches and identify an image group corresponding to the patched image data. The logic may be further configured to select, based upon the image group, a colorspace transform mechanism being operative to transform the image data into transformed image data in accordance with another colorspace model, the other colorspace model having a higher likelihood than the colorspace model at edge detection for the image group. The logic may be further configured to apply the colorspace transform mechanism to the image data to generate the transformed image data in accordance with the other colorspace mode and then, apply an edge detection technique to the transformed image data. Other embodiments are described and claimed.
    Type: Application
    Filed: April 15, 2019
    Publication date: May 21, 2020
    Applicant: Capital One Services, LLC
    Inventors: Jeremy Edward GOODSITT, Austin Grant WALTERS, Fardin ABDI TAGHI ABAD, Kenneth TAYLOR, Reza FARIVAR, Vincent PHAM, Anh TRUONG
  • Publication number: 20200151710
    Abstract: Techniques for routing to content within a mesh network based on a blockchain are provided. An electronic device can receive data from a mesh network to establish the device as a node on the mesh network. The established node can generate a cryptocurrency wallet that can be loaded with an amount of cryptocurrency. A blockchain can store searchable transactions related to content stored within the mesh network. The established node can search the blockchain to locate content and can transmit a request for certain content. The established node may issue a payment to a node hosting the requested content and/or to any intermediate nodes facilitating the established node's access to the content.
    Type: Application
    Filed: January 14, 2020
    Publication date: May 14, 2020
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD
  • Publication number: 20200152021
    Abstract: Disclosed is an automated transaction machine (ATM) including a card receptacle of a user interface, the card receptacle having a wall extending adjacent a main surface of the user interface, and a support extending between the main surface and the wall. The support, the wall, and the main surface of the user interface define a cavity operable to receive a transaction card. The ATM may further include an exit device of the user interface, the exit device including a container for receiving the transaction card, and a door positioned adjacent the container. The door is biasable between a first position and a second position, wherein in the first position the door substantially covers an exit opening through the main surface of the user interface, and wherein in the second position the door permits access to the container through the exit opening.
    Type: Application
    Filed: September 18, 2019
    Publication date: May 14, 2020
    Applicant: Capital One Services, LLC
    Inventors: Jeremy Edward GOODSITT, Austin Grant WALTERS, Fardin ABDI TAGHI ABAD, Vincent PHAM, Anh TRUONG, Kenneth TAYLOR
  • Publication number: 20200143364
    Abstract: Techniques for providing a localized blockchain that uses a mesh network to facilitate transactions for a localized event are provided. An electronic device can receive data from a localized mesh network to establish the device as a node on the localized mesh network. The established node can generate a cryptocurrency wallet that can be loaded with an initial amount of localized cryptocurrency tokens from a total amount of localized cryptocurrency tokens. The total amount of localized cryptocurrency tokens can be previously mined by a central authority of the localized mesh network. The established node can conduct transactions within the localized mesh network utilizing the localized cryptocurrency tokens. The established node can receive a portion of a cryptocurrency token for transmitting transactional data to a next nearest node on the localized mesh network to help facilitate a transaction involving other nodes on the network.
    Type: Application
    Filed: November 6, 2018
    Publication date: May 7, 2020
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD, Reza FARIVAR
  • Patent number: 10645075
    Abstract: A system and method are disclosed in which a new or updated password is tested on other websites before being accepted as a password for a website of a bank. The tested websites may include those of competitor banks or other financial institutions, popular websites, and/or websites frequently used by the customer. If a login at one of the other websites using the new or updated password is successful, the password is not accepted at the bank and the user is asked to create a different password. The new or updated password is discarded after the test of other websites are made and is not saved by the bank.
    Type: Grant
    Filed: May 28, 2019
    Date of Patent: May 5, 2020
    Assignee: Capital One Services, LLC
    Inventors: Galen Rafferty, Austin Grant Walters, Anh Truong, Reza Farivar, Jeremy Edward Goodsitt, Vincent Pham
  • Patent number: 10637644
    Abstract: In the disclosed transaction processing system, members of an authorized network of consumers and merchants manage account information using blockchain ledgers. Because both consumers and merchants maintain copies of the blockchain, for any consumer/merchant transaction, both entities can quickly validate the transaction because both are aware, via their blockchain entries, of the current status of the account sourcing the transaction, allowing fast and accurate transaction validation without the need to incur the processing charges inherent in traditional fiat currency credit transactions.
    Type: Grant
    Filed: December 21, 2018
    Date of Patent: April 28, 2020
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Reza Farivar, Jeremy Edward Goodsitt
  • Patent number: 10636030
    Abstract: Techniques for providing a secure mesh network based on a cryptocurrency blockchain are provided. An electronic device can receive data from a mesh network to establish the device as a node on the mesh network. The established node can generate a cryptocurrency wallet that can be loaded with an amount of cryptocurrency. The established node can receive a payment for facilitating transfers on the mesh network including routing transactional or communication data. Public and/or private keys associated with the cryptocurrency wallets can be used to encrypt communications, thereby providing a secure mesh network. Further, the blockchain, which can be managed by one or more authorized nodes of the mesh network, can provide a payment system within the mesh network. The distributed nature of the mesh network allows it to operate securely without a central authority. In turn, the mesh network is more adaptable and flexible.
    Type: Grant
    Filed: November 6, 2018
    Date of Patent: April 28, 2020
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad