Patents by Inventor Avik Chatterjee

Avik Chatterjee has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250356406
    Abstract: There are provided systems and methods for edge computing storage nodes based on location and activities for user data separate from cloud computing environments. A service provider, such as an online transaction processor, may provide additional services for to users via edge computing systems and edge computing storage nodes. The service may be for data that may be predictively loaded to the edge computing storage node for a particular location, where the edge computing storage node may reside more locally to the location on a network so that data may be served quicker and with less network resource consumption than providing data from a remote cloud computing storage. The data may be predicted to be needed or useful to the user at the location using a user profile for the user, monitored user activities, and/or one or more machine learning models that predict user behaviors at the location.
    Type: Application
    Filed: April 29, 2025
    Publication date: November 20, 2025
    Inventors: Michael Charles Todasco, Patrick Babcock, Avik Chatterjee
  • Patent number: 12243039
    Abstract: Virtual currency ledger secured physical currency transmissions include receiving a physical currency transfer request from a physical currency receiver device of a physical currency receiver, and identifying a physical currency deliverer device of a physical currency deliverer. A physical currency delivery confirmation code is then associated with a recipient identified in the physical currency transfer request, and a virtual currency address controlled by the physical currency deliverer and included in a virtual currency public ledger is identified to the physical currency receiver device. A reimbursement request code is then received from the physical currency deliverer device and verified using the physical currency delivery confirmation code.
    Type: Grant
    Filed: October 29, 2021
    Date of Patent: March 4, 2025
    Assignee: PAYPAL, INC.
    Inventors: Srivathsan Narasimhan, Yashovardhana Samethanahalli Kote, Avik Chatterjee
  • Publication number: 20250053963
    Abstract: Methods and systems are presented for providing comprehensive payment transaction services through a digital wallet. The digital wallet enables a user to conduct an electronic transaction with a merchant or another user. In one aspect, the digital wallet may modify a payment arrangement of the electronic transaction. For example, the digital wallet may determine a first payment arrangement that specifies one or more financial instruments and a payment deferral time period for the electronic transaction. Subsequent to processing the electronic transaction, the digital wallet may determine a different, second payment arrangement for the electronic transaction. The digital wallet may modify the electronic transaction based on the second payment arrangement without canceling the electronic transaction. In another aspect, the digital wallet may manage rewards by dynamically withholding rewards, releasing the rewards, and/or distributing at least portions of the rewards to different users.
    Type: Application
    Filed: October 29, 2024
    Publication date: February 13, 2025
    Inventors: Nitin Prabhu, Meghna Singh, John Michael Box, Avik Chatterjee
  • Publication number: 20240303684
    Abstract: A computer system detects the reception of a first token associated with a first transaction. The computer system determines that a first Payments Reward Identifier (PRI) is associated with the first token by accessing a PRI database. In response to determining that the first PRI is associated with the first token, the computer system accesses the PRI database and determines that the first PRI is associated with a record within the PRI database that corresponds to a first rewards ID (RID). In response to determining that the first PRI is associated with a record within the PRI database that corresponds to the first rewards, the computer system determines a first rewards amount corresponding to the first transaction, and updates a total rewards amount, in a rewards database, corresponding to the determined first RID based on the first rewards amount.
    Type: Application
    Filed: February 15, 2024
    Publication date: September 12, 2024
    Inventors: Avik Chatterjee, Srivathsan Narasimhan
  • Publication number: 20240232981
    Abstract: There are provided systems and methods for edge computing storage nodes based on location and activities for user data separate from cloud computing environments. A service provider, such as an online transaction processor, may provide additional services for to users via edge computing systems and edge computing storage nodes. The service may be for data that may be predictively loaded to the edge computing storage node for a particular location, where the edge computing storage node may reside more locally to the location on a network so that data may be served quicker and with less network resource consumption than providing data from a remote cloud computing storage. The data may be predicted to be needed or useful to the user at the location using a user profile for the user, monitored user activities, and/or one or more machine learning models that predict user behaviors at the location.
    Type: Application
    Filed: January 16, 2024
    Publication date: July 11, 2024
    Inventors: Michael Charles Todasco, Patrick Babcock, Avik Chatterjee
  • Patent number: 11935087
    Abstract: A computer system detects the reception of a first token associated with a first transaction. The computer system determines that a first Payments Reward Identifier (PRI) is associated with the first token by accessing a PRI database. In response to determining that the first PRI is associated with the first token, the computer system accesses the PRI database and determines that the first PRI is associated with a record within the PRI database that corresponds to a first rewards ID (RID). In response to determining that the first PRI is associated with a record within the PRI database that corresponds to the first rewards, the computer system determines a first rewards amount corresponding to the first transaction, and updates a total rewards amount, in a rewards database, corresponding to the determined first RID based on the first rewards amount.
    Type: Grant
    Filed: September 15, 2020
    Date of Patent: March 19, 2024
    Assignee: PAYPAL, INC.
    Inventors: Avik Chatterjee, Srivathsan Narasimhan
  • Patent number: 11907995
    Abstract: There are provided systems and methods for edge computing storage nodes based on location and activities for user data separate from cloud computing environments. A service provider, such as an online transaction processor, may provide additional services for to users via edge computing systems and edge computing storage nodes. The service may be for data that may be predictively loaded to the edge computing storage node for a particular location, where the edge computing storage node may reside more locally to the location on a network so that data may be served quicker and with less network resource consumption than providing data from a remote cloud computing storage. The data may be predicted to be needed or useful to the user at the location using a user profile for the user, monitored user activities, and/or one or more machine learning models that predict user behaviors at the location.
    Type: Grant
    Filed: July 30, 2021
    Date of Patent: February 20, 2024
    Assignee: PAYPAL, INC.
    Inventors: Michael Charles Todasco, Patrick Babcock, Avik Chatterjee
  • Patent number: 11727394
    Abstract: Methods and systems are presented for providing comprehensive payment transaction services through a digital wallet. The digital wallet enables a user to conduct an electronic transaction with a merchant or another user. In one aspect, the digital wallet may modify a payment arrangement of the electronic transaction. For example, the digital wallet may determine a first payment arrangement that specifies one or more financial instruments and a payment deferral time period for the electronic transaction. Subsequent to processing the electronic transaction, the digital wallet may determine a different, second payment arrangement for the electronic transaction. The digital wallet may modify the electronic transaction based on the second payment arrangement without canceling the electronic transaction. In another aspect, the digital wallet may manage rewards by dynamically withholding rewards, releasing the rewards, and/or distributing at least portions of the rewards to different users.
    Type: Grant
    Filed: May 6, 2021
    Date of Patent: August 15, 2023
    Assignee: PayPal, Inc.
    Inventors: Nitin Prabhu, Meghna Singh, John Michael Box, Avik Chatterjee
  • Publication number: 20230036623
    Abstract: There are provided systems and methods for edge computing storage nodes based on location and activities for user data separate from cloud computing environments. A service provider, such as an online transaction processor, may provide additional services for to users via edge computing systems and edge computing storage nodes. The service may be for data that may be predictively loaded to the edge computing storage node for a particular location, where the edge computing storage node may reside more locally to the location on a network so that data may be served quicker and with less network resource consumption than providing data from a remote cloud computing storage. The data may be predicted to be needed or useful to the user at the location using a user profile for the user, monitored user activities, and/or one or more machine learning models that predict user behaviors at the location.
    Type: Application
    Filed: July 30, 2021
    Publication date: February 2, 2023
    Applicant: PAYPAL, INC.
    Inventors: Michael Charles Todasco, Patrick Babcock, Avik Chatterjee
  • Publication number: 20220207521
    Abstract: Methods and systems are presented for providing comprehensive payment transaction services through a digital wallet. The digital wallet enables a user to conduct an electronic transaction with a merchant or another user. In one aspect, the digital wallet may modify a payment arrangement of the electronic transaction. For example, the digital wallet may determine a first payment arrangement that specifies one or more financial instruments and a payment deferral time period for the electronic transaction. Subsequent to processing the electronic transaction, the digital wallet may determine a different, second payment arrangement for the electronic transaction. The digital wallet may modify the electronic transaction based on the second payment arrangement without canceling the electronic transaction. In another aspect, the digital wallet may manage rewards by dynamically withholding rewards, releasing the rewards, and/or distributing at least portions of the rewards to different users.
    Type: Application
    Filed: May 6, 2021
    Publication date: June 30, 2022
    Inventors: Nitin Prabhu, Meghna Singh, John Michael Box, Avik Chatterjee
  • Publication number: 20220207520
    Abstract: Methods and systems are presented for providing comprehensive payment transaction services through a digital wallet. The digital wallet enables a user to conduct an electronic transaction with a merchant or another user. In one aspect, the digital wallet may modify a payment arrangement of the electronic transaction. For example, the digital wallet may determine a first payment arrangement that specifies one or more financial instruments and a payment deferral time period for the electronic transaction. Subsequent to processing the electronic transaction, the digital wallet may determine a different, second payment arrangement for the electronic transaction. The digital wallet may modify the electronic transaction based on the second payment arrangement without canceling the electronic transaction. In another aspect, the digital wallet may manage rewards by dynamically withholding rewards, releasing the rewards, and/or distributing at least portions of the rewards to different users.
    Type: Application
    Filed: December 28, 2020
    Publication date: June 30, 2022
    Inventors: Nitin Prabhu, Meghna Singh, John Michael Box, Avik Chatterjee
  • Patent number: 11316751
    Abstract: The adaptive learning systems described herein may include machine-learning engines, product configuration engines, and/or various other components configured to improve the efficiency of processing transactions. The systems described herein may detect and/or predict declined transactions, token deficiencies, insufficient system capacities, and/or other system anomalies. As such, the system may perform operations to generate additional tokens associated with assets, provision various bin ranges, and/or share reserve capacities, and/or other operations. Thus, the system may improve system efficiencies, ensure reliability and operability across the system, and optimize the operations for successfully processing transactions.
    Type: Grant
    Filed: October 21, 2019
    Date of Patent: April 26, 2022
    Assignee: PayPal, Inc.
    Inventors: Srivathsan Narasimhan, Premkumar Alagarsamy, Avik Chatterjee
  • Publication number: 20220051218
    Abstract: Virtual currency ledger secured physical currency transmissions include receiving a physical currency transfer request from a physical currency receiver device of a physical currency receiver, and identifying a physical currency deliverer device of a physical currency deliverer. A physical currency delivery confirmation code is then associated with a recipient identified in the physical currency transfer request, and a virtual currency address controlled by the physical currency deliverer and included in a virtual currency public ledger is identified to the physical currency receiver device. A reimbursement request code is then received from the physical currency deliverer device and verified using the physical currency delivery confirmation code.
    Type: Application
    Filed: October 29, 2021
    Publication date: February 17, 2022
    Inventors: Srivathsan Narasimhan, Yashovardhana Samethanahalli Kote, Avik Chatterjee
  • Patent number: 11222324
    Abstract: Virtual currency ledger secured physical currency transmissions include receiving a physical currency transfer request from a physical currency receiver device of a physical currency receiver, and identifying a physical currency deliverer device of a physical currency deliverer. A physical currency delivery confirmation code is then associated with a recipient identified in the physical currency transfer request, and a virtual currency address controlled by the physical currency deliverer and included in a virtual currency public ledger is identified to the physical currency receiver device. A reimbursement request code is then received from the physical currency deliverer device and verified using the physical currency delivery confirmation code.
    Type: Grant
    Filed: October 10, 2016
    Date of Patent: January 11, 2022
    Assignee: PAYPAL, INC.
    Inventors: Srivathsan Narasimhan, Yashovardhana Samethanahalli Kote, Avik Chatterjee
  • Patent number: 10962333
    Abstract: An improved Mob Control Vehicle (MCV) may be necessary to handle riots and mobs in the streets and grounds at urban and non-urban areas. One of the important requirements of this mob control activity is barricading the entire road or ground in such a way that mob cannot harm the vehicle or ground security personnel directly. Accordingly the present invention provides a Vehicle mounted Sliding Type Retractable mobile Protective Shield, which is integrated with MCV. In general the shield is in fivefold retracted condition on rooftop of the vehicle and can be transported at sites without dismantling. During mob control activities the entire shield is brought down on the ground in vertical position ahead of the vehicle through hydraulically actuated cylinders. The side shield frames are expanded as per requirement or road or ground width, such that it can barricade the entire road or ground to protect the vehicle as well as security personnel from aggressive mob.
    Type: Grant
    Filed: March 23, 2020
    Date of Patent: March 30, 2021
    Assignee: COUNCIL OF SCIENTIFIC AND INDUSTRIAL RESEARCH
    Inventors: Palash Kumar Maji, Harish Hirani, Avik Chatterjee
  • Publication number: 20210056579
    Abstract: A computer system detects the reception of a first token associated with a first transaction. The computer system determines that a first Payments Reward Identifier (PRI) is associated with the first token by accessing a PRI database. In response to determining that the first PRI is associated with the first token, the computer system accesses the PRI database and determines that the first PRI is associated with a record within the PRI database that corresponds to a first rewards ID (RID). In response to determining that the first PRI is associated with a record within the PRI database that corresponds to the first rewards, the computer system determines a first rewards amount corresponding to the first transaction, and updates a total rewards amount, in a rewards database, corresponding to the determined first RID based on the first rewards amount.
    Type: Application
    Filed: September 15, 2020
    Publication date: February 25, 2021
    Inventors: Avik Chatterjee, Srivathsan Narasimhan
  • Publication number: 20200393216
    Abstract: An improved Mob Control Vehicle (MCV) may be necessary to handle riots and mobs in the streets and grounds at urban and non-urban areas. One of the important requirements of this mob control activity is barricading the entire road or ground in such a way that mob cannot harm the vehicle or ground security personnel directly. Accordingly the present invention provides a Vehicle mounted Sliding Type Retractable mobile Protective Shield, which is integrated with MCV. In general the shield is in fivefold retracted condition on rooftop of the vehicle and can be transported at sites without dismantling. During mob control activities the entire shield is brought down on the ground in vertical position ahead of the vehicle through hydraulically actuated cylinders. The side shield frames are expanded as per requirement or road or ground width, such that it can barricade the entire road or ground to protect the vehicle as well as security personnel from aggressive mob.
    Type: Application
    Filed: March 23, 2020
    Publication date: December 17, 2020
    Inventors: Palash Kumar MAJI, Harish HIRANI, Avik CHATTERJEE
  • Patent number: 10776808
    Abstract: A computer system detects the reception of a first token associated with a first transaction. The computer system determines that a first Payments Reward Identifier (PRI) is associated with the first token by accessing a PRI database. In response to determining that the first PRI is associated with the first token, the computer system accesses the PRI database and determines that the first PRI is associated with a record within the PRI database that corresponds to a first rewards ID (RID). In response to determining that the first PRI is associated with a record within the PRI database that corresponds to the first rewards, the computer system determines a first rewards amount corresponding to the first transaction, and updates a total rewards amount, in a rewards database, corresponding to the determined first RID based on the first rewards amount.
    Type: Grant
    Filed: March 21, 2017
    Date of Patent: September 15, 2020
    Assignee: PAYPAL, INC.
    Inventors: Avik Chatterjee, Srivathsan Narasimhan
  • Publication number: 20200052975
    Abstract: The adaptive learning systems described herein may include machine-learning engines, product configuration engines, and/or various other components configured to improve the efficiency of processing transactions. The systems described herein may detect and/or predict declined transactions, token deficiencies, insufficient system capacities, and/or other system anomalies. As such, the system may perform operations to generate additional tokens associated with assets, provision various bin ranges, and/or share reserve capacities, and/or other operations. Thus, the system may improve system efficiencies, ensure reliability and operability across the system, and optimize the operations for successfully processing transactions.
    Type: Application
    Filed: October 21, 2019
    Publication date: February 13, 2020
    Inventors: Srivathsan Narasimhan, Premkumar Alagarsamy, Avik Chatterjee
  • Patent number: 10454779
    Abstract: The adaptive learning systems described herein may include machine-learning engines, product configuration engines, and/or various other components configured to improve the efficiency of processing transactions. The systems described herein may detect and/or predict declined transactions, token deficiencies, insufficient system capacities, and/or other system anomalies. As such, the system may perform operations to generate additional tokens associated with assets, provision various bin ranges, and/or share reserve capacities, and/or other operations. Thus, the system may improve system efficiencies, ensure reliability and operability across the system, and optimize the operations for successfully processing transactions.
    Type: Grant
    Filed: August 26, 2016
    Date of Patent: October 22, 2019
    Assignee: PayPal, Inc.
    Inventors: Srivathsan Narasimhan, Premkumar Alagarsamy, Avik Chatterjee