Abstract: A method for processing a fleet card transaction includes: storing, in a merchant file database, a plurality of merchant profiles, wherein each merchant profile includes at least a merchant identifier and at least one loop type identifier; receiving, by a receiving device and from a merchant device, an authorization request for a payment transaction, wherein the authorization request includes transaction data including at least a merchant identifier and a payment card identifier; identifying, by a processing device, the loop type identifier associated with the received transaction data; determining, by the processing device, whether to route the authorization request to one of a closed loop network and an open loop network based upon the loop type identifier associated with the received transaction data; and transmitting, by a transmitting device, the authorization request to a third party entity associated with either the closed loop network or the open loop network.

Abstract: In a scenario where a buyer purchases at least one of goods and services from a seller via an intermediary, at at least one of the intermediary and a third party, an indication is obtained that payment to the intermediary from the buyer is appropriate. Responsive to the indication, the at least one of the intermediary and the third party initiates a pull payment, via a payment card network, for an on-file payment card account number of the buyer. Responsive to success of the pull payment, the at least one of the intermediary and a third party initiates a push payment to the seller.