Patents by Inventor Ayush Anand

Ayush Anand has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240119517
    Abstract: Embodiments provide methods and systems for determination of creditworthiness of a first merchant. The method performed by a server system includes receiving invoice data of the first merchant from a merchant invoice database. The invoice data includes information of past invoices associated with the first merchant. Additionally, the method includes generating a homogeneous graph based, at least in part, on the information of past invoices. Further, the method includes determining a feature representation of the first merchant based on data features associated with the first merchant in the homogenous graph. Furthermore, the method includes calculating a credit risk score for the first merchant based on the credit risk score model.
    Type: Application
    Filed: December 6, 2022
    Publication date: April 11, 2024
    Inventors: Ayush AGARWAL, Maneet SINGH, Bhanupriya PEGU, Shivshankar Anand REDDY
  • Patent number: 11722524
    Abstract: Aspects of the disclosure relate to a dynamic event securitization and neural network analysis system. A dynamic event inspection and securitization computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may securitize event data prior to authorizing execution of the event. A neural network event analysis computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may utilize a plurality of event analysis modules, a neural network, and a decision engine to analyze the risk level values of data sharing events. The dynamic event inspection and securitization computing platform may interface with the neural network event analysis computing platform by generating data securitization flags that may be utilized by the neural network event analysis computing platform to modify event analysis results generated by the event analysis modules.
    Type: Grant
    Filed: April 7, 2021
    Date of Patent: August 8, 2023
    Assignee: Bank of America Corporation
    Inventors: Chie Khiong Chin, Ayush Anand, Harish Tammaji Kulkarni, Simon Peter Lawrie, Nhat Minh Nguyen
  • Patent number: 11635964
    Abstract: Aspects of the disclosure relate to a dynamic event securitization and neural network analysis system. A dynamic event inspection and securitization computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may securitize event data prior to authorizing execution of the event. A neural network event analysis computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may utilize a plurality of event analysis modules, a neural network, and a decision engine to analyze the risk level values of data sharing events. The dynamic event inspection and securitization computing platform may interface with the neural network event analysis computing platform by generating data securitization flags that may be utilized by the neural network event analysis computing platform to modify event analysis results generated by the event analysis modules.
    Type: Grant
    Filed: April 7, 2021
    Date of Patent: April 25, 2023
    Assignee: Bank of America Corporation
    Inventors: Chie Khiong Chin, Ayush Anand, Harish Tammaji Kulkarni, Simon Peter Lawrie, Nhat Minh Nguyen
  • Publication number: 20220326955
    Abstract: Aspects of the disclosure relate to a dynamic event securitization and neural network analysis system. A dynamic event inspection and securitization computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may securitize event data prior to authorizing execution of the event. A neural network event analysis computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may utilize a plurality of event analysis modules, a neural network, and a decision engine to analyze the risk level values of data sharing events. The dynamic event inspection and securitization computing platform may interface with the neural network event analysis computing platform by generating data securitization flags that may be utilized by the neural network event analysis computing platform to modify event analysis results generated by the event analysis modules.
    Type: Application
    Filed: April 7, 2021
    Publication date: October 13, 2022
    Inventors: Chie Khiong Chin, Ayush Anand, Harish Tammaji Kulkarni, Simon Peter Lawrie, Nhat Minh Nguyen
  • Publication number: 20220327216
    Abstract: Aspects of the disclosure relate to a dynamic event securitization and neural network analysis system. A dynamic event inspection and securitization computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may securitize event data prior to authorizing execution of the event. A neural network event analysis computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may utilize a plurality of event analysis modules, a neural network, and a decision engine to analyze the risk level values of data sharing events. The dynamic event inspection and securitization computing platform may interface with the neural network event analysis computing platform by generating data securitization flags that may be utilized by the neural network event analysis computing platform to modify event analysis results generated by the event analysis modules.
    Type: Application
    Filed: April 7, 2021
    Publication date: October 13, 2022
    Inventors: Chie Khiong Chin, Ayush Anand, Harish Tammaji Kulkarni, Simon Peter Lawrie, Nhat Minh Nguyen
  • Publication number: 20220329631
    Abstract: Aspects of the disclosure relate to a dynamic event securitization and neural network analysis system. A dynamic event inspection and securitization computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may securitize event data prior to authorizing execution of the event. A neural network event analysis computing platform comprising at least one processor, a communication interface, and memory storing computer-readable instructions may utilize a plurality of event analysis modules, a neural network, and a decision engine to analyze the risk level values of data sharing events. The dynamic event inspection and securitization computing platform may interface with the neural network event analysis computing platform by generating data securitization flags that may be utilized by the neural network event analysis computing platform to modify event analysis results generated by the event analysis modules.
    Type: Application
    Filed: April 7, 2021
    Publication date: October 13, 2022
    Inventors: Chie Khiong Chin, Ayush Anand, Harish Tammaji Kulkarni, Simon Peter Lawrie, Nhat Minh Nguyen