Patents by Inventor Balaji Janakiraman Iyer

Balaji Janakiraman Iyer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS FOR CAPTURING ACCOUNT HOLDER CONSENT FOR TRANSACTION DATA COLLECTION
    Publication number: 20240104596
    Abstract: Systems and methods are disclosed for providing an account holder with an incentive-consent matrix at a point-of-sale device of a merchant. The account holder can provide consent to store transaction related data and obtain an incentive in exchange. The incentive can be a coupon or other offering associated with the merchant. Varying levels of consent can be offered, with each level associated with an incentive having a different relative value. The transaction data can subsequently be provided to a recipient in accordance with the consent received from the account holder.
    Type: Application
    Filed: December 1, 2023
    Publication date: March 28, 2024
    Inventors: Jacob Matthew STERLING, Scott Wayne DeANGELO, Dennis A. KETTLER, Balaji Janakiraman IYER, Trevor Alan BASS
  • Systems and methods for capturing account holder consent for transaction data collection
    Patent number: 11875373
    Abstract: Systems and methods are disclosed for providing an account holder with an incentive-consent matrix at a point-of-sale device of a merchant. The account holder can provide consent to store transaction related data and obtain an incentive in exchange. The incentive out be a coupon or other offering associated with the merchant. Varying levels of consent can be offered, with each level associated with an incentive having a different relative value. The transaction data can subsequently be provided to a recipient in accordance with the consent received from the account holder.
    Type: Grant
    Filed: July 17, 2020
    Date of Patent: January 16, 2024
    Assignee: Worldpay, LLC
    Inventors: Jacob Matthew Sterling, Scott Wayne DeAngelo, Dennis A. Kettler, Balaji Janakiraman Iyer, Trevor Alan Bass
  • SYSTEMS AND METHODS FOR CAPTURING ACCOUNT HOLDER CONSENT FOR TRANSACTION DATA COLLECTION
    Publication number: 20230016185
    Abstract: Systems and methods are disclosed for providing an account holder with an incentive-consent matrix at a point-of-sale device of a merchant. The account holder can provide consent to store transaction related data and obtain an incentive in exchange. The incentive out be a coupon or other offering associated with the merchant. Varying levels of consent can be offered, with each level associated with an incentive having a different relative value. The transaction data can subsequently be provided to a recipient in accordance with the consent received from the account holder.
    Type: Application
    Filed: September 27, 2022
    Publication date: January 19, 2023
    Inventors: Jacob Matthew STERLING, Scott Wayne DeANGELO, Dennis A. KETTLER, Balaji Janakiraman IYER, Trevor Alan BASS
  • SYSTEMS AND METHODS FOR CAPTURING ACCOUNT HOLDER CONSENT FOR TRANSACTION DATA COLLECTION
    Publication number: 20200349601
    Abstract: Systems and methods are disclosed for providing an account holder with an incentive-consent matrix at a point-of-sale device of a merchant. The account holder can provide consent to store transaction related data and obtain an incentive in exchange. The incentive out be a coupon or other offering associated with the merchant. Varying levels of consent can be offered, with each level associated with an incentive having a different relative value. The transaction data can subsequently be provided to a recipient in accordance with the consent received from the account holder.
    Type: Application
    Filed: July 17, 2020
    Publication date: November 5, 2020
    Inventors: Jacob Matthew STERLING, Scott Wayne DeANGELO, Dennis A. KETTLER, Balaji Janakiraman IYER, Trevor Alan BASS
  • Systems and methods for capturing account holder consent for transaction data collection
    Patent number: 10776802
    Abstract: Systems and methods are disclosed for providing an account holder with an incentive-consent matrix at a point-of-sale device of a merchant. The account holder can provide consent to store transaction related data and obtain an incentive in exchange. The incentive can be a coupon or other offering associated with the merchant. Varying levels of consent can be offered, with each level associated with an incentive having a different relative value. The transaction data can subsequently be provided to a recipient in accordance with the consent received from the account holder.
    Type: Grant
    Filed: January 30, 2015
    Date of Patent: September 15, 2020
    Assignee: Worldpay, LLC
    Inventors: Jacob Matthew Sterling, Scott Wayne DeAngelo, Dennis A. Kettler, Balaji Janakiraman Iyer, Trevor Alan Bass