Abstract: An assembly of two components, one an expensive monogrammed metal component and the other an inexpensive rubber band component, the latter being stretched to undergo a necking down to facilitate the making of the assembly, in which rubber bands in different colors are provided for selection for substitution of one for another as might be more appropriate for the occasion of use and the gender of the user, thereby increasing the use value of the expensive component.

Abstract: An assembled article of manufacture for rubber-banding credit cards and folded paper currency in which only initially a rubber band is stretched to undergo a necking down to facilitate insertion into opposite peripheral compartments of a personalized or otherwise inscribed cooperating metal component and the assembly completed by the release of the rubber band which assumes its unstretched thickness within the peripheral compartments. Thereafter stretching of the rubber band about an assemblage of the credit cards and/or paper currency bulk, or both, does not disassemble the metal component and the rubber band.