Abstract: A voice/data financial transaction communications device having an integrated credit card processing terminal, a financial transaction computer program product, and a router detects and decodes financial data, associates the financial data with other transactional data, creates a financial transaction request, and communicates the request to an authorization communications address via a data communications network and/or a telecommunications network. In response to the request, a message is communicated and presented to the voice/data financial transaction communications device with payment authorization (or alternate instructions) to complete the financial transaction.

Abstract: Financial transaction monitoring methods and systems enable processing, communicating, monitoring, and/or otherwise managing a financial transaction among a voice/data financial transaction communications device, a financial institution authorization communications address, a cardholder communications device, a third party communications address, and/or a peripheral device via a communications network. A financial transaction request is detected and is used to generate a financial monitoring communications signal to a cardholder and/or third party communications device. The financial monitoring communications signal may present a notification of the financial transaction, prompt for a response to the request, prompt to receive further communications, and/or prompt to request surveillance data of a peripheral device.

Abstract: A voice/data financial transaction communications device communicates with a call control and service logic system to process financial transactions. The device includes an integrated credit card processing terminal and a computer program product that detects and decodes financial data, associates the financial data with other transactional data, creates a financial transaction request, and communicates the request to an authorization communications address via the call control and service logic system and a data communications network and/or a telecommunications network. In response to the request, a message is communicated and presented to the device with payment authorization (or alternate message) to complete the financial transaction.