Patents by Inventor Barry F. Pointer
Barry F. Pointer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20190108541Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.Type: ApplicationFiled: October 12, 2018Publication date: April 11, 2019Applicant: First Data CorporationInventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
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Patent number: 10102538Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.Type: GrantFiled: August 4, 2016Date of Patent: October 16, 2018Assignee: First Data CorporationInventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
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Publication number: 20160343015Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.Type: ApplicationFiled: August 4, 2016Publication date: November 24, 2016Applicant: First Data CorporationInventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
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Patent number: 9460447Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.Type: GrantFiled: January 2, 2014Date of Patent: October 4, 2016Assignee: First Data CorporationInventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
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Publication number: 20140195318Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.Type: ApplicationFiled: January 2, 2014Publication date: July 10, 2014Applicant: First Data CorporationInventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
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Patent number: 8650071Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.Type: GrantFiled: May 10, 2010Date of Patent: February 11, 2014Assignee: First Data CorporationInventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen
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Publication number: 20110276378Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.Type: ApplicationFiled: May 10, 2010Publication date: November 10, 2011Applicant: First Data CorporationInventors: Barry F. Pointer, Dominic Morea, Bengt Horsma, Christopher Wuhrer, Jerome Myers, Michelangelo R. Ho, Sarah Owen