Abstract: Systems and methods for generating and providing an executable notification to a user based on their interactions with a system. The method involves prompting the user to input values for various preferences, and continuously receiving messages from multiple information sources related to predefined physical and virtual entities, which are stored as context data. An allocation proposition is created by assigning values to the entities, and compared to a comparative composition of entities. The executable notification, which includes the allocation proposition, is provided based on the comparison. User preferences, including regularization types and levels, are incorporated to filter and process messages. Sources are uncertainty and impact, which is used to suppress messages from sources with high uncertainty or significance. The user is prompted to change information sources and obtain a sentiment score, which is used to adjust the system's belief in information sources.

Abstract: The current invention concerns an improved system-user interaction relating to advice, specifically an allocation proposition which assigns certain values to a plurality of physical and optionally virtual entities.

Abstract: The current invention relates to a computing system for automated investment advice with at least one computer-readable medium comprising a database. The database comprises investment-related data such as instrument knowledge data relating to historical performance of a plurality of financial instruments and client knowledge data relating to client risk that includes a plurality of pre-defined risk categories. The computing system is configured to carry out a method for calculating a risk-adhering portfolio. The method includes calculating the risk-adhering portfolio comprising a selection of at least one of the plurality of financial instruments. The calculating relates to maximizing an expected value of a portfolio return and/or minimizing an expected risk while adhering to the assigned risk category by comparing a value relating to the risk-adhering portfolio to the at least one pre-defined risk parameter value.

Abstract: The current invention relates to a computing system for allocating a discount to a mortgage request, said computing system comprising a server, the server comprising a processor, tangible non-volatile memory, program code present on said memory for instructing said processor, optionally a network interface; at least one computer-readable medium, said computer-readable medium comprising a plurality of discount rules, at least one price-sensitivity model parameter, at least one customer-lifetime-value model parameter and optionally a database; said computing system configured for carrying out a method for said allocating of said discount.