Abstract: Techniques for handling bulk file processing. One technique includes receiving a request to process transactions within a bulk file, consolidating the transactions into batches based on parameters used to define the transactions, processing a first set of exception validations for each of the batches, storing information for each of the batches that satisfies the first set of exception validations within a set of tables, processing, using JMS Queues and the set of tables, a second set of exception validations for each of the transactions within the batches that satisfy the first set of exception validations, collating, using a timer job and the set of tables, each of the transactions into subsequent batches based on whether each of the transactions satisfies or does not satisfies the second set of exception validations, and accounting each of the transactions in the subsequent batches that satisfy the second set of exception validations.