Patents by Inventor Ben J. Lim

Ben J. Lim has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10769568
    Abstract: This invention relates to a drone based predictive system for detecting and analyzing web and drone based data in order to mitigate potential losses and enhance risk mitigation activities in commercial insurance such as for business owners policies and workers compensation. The drone is able to capture from a plurality of angles and perspective to provide data to effect a variety of insurance based actions.
    Type: Grant
    Filed: May 21, 2018
    Date of Patent: September 8, 2020
    Assignee: Hartford Fire Insurance Company
    Inventor: Ben J. Lim
  • Publication number: 20180268331
    Abstract: This invention relates to a drone based predictive system for detecting and analyzing web and drone based data in order to mitigate potential losses and enhance risk mitigation activities in commercial insurance such as for business owners policies and workers compensation. The drone is able to capture from a plurality of angles and perspective to provide data to effect a variety of insurance based actions.
    Type: Application
    Filed: May 21, 2018
    Publication date: September 20, 2018
    Inventor: Ben J. Lim
  • Patent number: 9978030
    Abstract: This invention relates to a drone based predictive system for detecting and analyzing web and drone based data in order to mitigate potential losses and enhance risk mitigation activities in commercial insurance such as for business owners policies and workers compensation. The drone is able to capture from a plurality of angles and perspectives to provide data to effect a variety of insurance based actions.
    Type: Grant
    Filed: June 11, 2014
    Date of Patent: May 22, 2018
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventor: Ben J. Lim
  • Patent number: 9786009
    Abstract: Systems and methods are disclosed herein for pricing an insurance premium based on telematics data. The system includes a communications interface and a business logic processor in communications with the communications interface. The communications interface receives telematics data collected by a telematics acquisition device configured at a dealership for collecting telematics data of a vehicle sold by the dealership. The communications interface also receives vehicle data indicating the make and model of the vehicle sold and vehicle owner data related to the purchaser of the vehicle sold. The business logic processor determines an insurance quote for the purchaser based on the received telematics data, vehicle data, and vehicle owner data. The communications interface transmits the insurance quote for the purchaser of the vehicle.
    Type: Grant
    Filed: November 29, 2011
    Date of Patent: October 10, 2017
    Assignee: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Douglas D. Schumann, Jr., Alex M. Carges, Michael Patrick Slattery, Ben J. Lim
  • Publication number: 20150363717
    Abstract: This invention relates to a drone based predictive system for detecting and analyzing web and drone based data in order to mitigate potential losses and enhance risk mitigation activities in commercial insurance such as for business owners policies and workers compensation. The drone is able to capture from a plurality of angles and perspectives to provide data to effect a variety of insurance based actions.
    Type: Application
    Filed: June 11, 2014
    Publication date: December 17, 2015
    Inventor: Ben J. Lim
  • Publication number: 20140081670
    Abstract: A commercial insurance policy quoting system for administering and managing commercial insurance policies is disclosed. The commercial insurance policy quoting system has automatic validation and intelligent pre-fill capabilities to ease the commercial quoting process for agents and consumers. Location based information and social network information may also be used to verify and augment submitted insurance information.
    Type: Application
    Filed: September 14, 2012
    Publication date: March 20, 2014
    Applicant: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Ben J. Lim, Christopher P. DiMartino
  • Publication number: 20130138460
    Abstract: Systems and methods are disclosed herein for pricing an insurance premium based on telematics data. The system includes a communications interface and a business logic processor in communications with the communications interface. The communications interface receives telematics data collected by a telematics acquisition device configured at a dealership for collecting telematics data of a vehicle sold by the dealership. The communications interface also receives vehicle data indicating the make and model of the vehicle sold and vehicle owner data related to the purchaser of the vehicle sold. The business logic processor determines an insurance quote for the purchaser based on the received telematics data, vehicle data, and vehicle owner data. The communications interface transmits the insurance quote for the purchaser of the vehicle.
    Type: Application
    Filed: November 29, 2011
    Publication date: May 30, 2013
    Applicant: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Douglas D. Schumann, JR., Alex M. Carges, Michael Patrick Slattery, Ben J. Lim