Patents by Inventor Ben Jade Lim

Ben Jade Lim has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10217169
    Abstract: Pursuant to some embodiments, computer systems for generating safety scores relating to vehicle travel routes are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.
    Type: Grant
    Filed: August 12, 2014
    Date of Patent: February 26, 2019
    Assignee: Hartford Fire Insurance Company
    Inventors: Douglas D. Schumann, Jr., Alex M. Carges, Mark S. Coleman, Roza E. Kogan, Ben Jade Lim, David F. Peak
  • Publication number: 20140350970
    Abstract: Pursuant to some embodiments, computer systems for generating safety scores relating to vehicle travel routes are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.
    Type: Application
    Filed: August 12, 2014
    Publication date: November 27, 2014
    Inventors: Douglas D. Schumann, JR., Alex M. Carges, Mark S. Coleman, Roza E. Kogan, Ben Jade Lim, David F. Peak
  • Patent number: 8805707
    Abstract: Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.
    Type: Grant
    Filed: September 15, 2011
    Date of Patent: August 12, 2014
    Assignee: Hartford Fire Insurance Company
    Inventors: Douglas D. Schumann, Jr., Alex M. Carges, Mark S. Coleman, Roza E. Kogan, Ben Jade Lim, David F. Peak
  • Publication number: 20120123806
    Abstract: Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.
    Type: Application
    Filed: September 15, 2011
    Publication date: May 17, 2012
    Inventors: Douglas D. Schumann, JR., Alex M. Carges, Mark S. Coleman, Roza E. Kogan, Ben Jade Lim, David F. Peak
  • Publication number: 20110213628
    Abstract: Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. At least one element of an insurance policy associated with the user may be modified in accordance with the safety score. A response, including the safety score, may then be transmitted to the user over the communications network.
    Type: Application
    Filed: May 11, 2011
    Publication date: September 1, 2011
    Inventors: David F. Peak, Alex M. Carges, Roza E. Kogan, Ben Jade Lim, Douglas D. Schumann,, JR.